Teller cash recycler and money depositing and withdrawing method

Abstract

The invention discloses a teller cash recycler and a money depositing and withdrawing method, and aims to help cash operation self-service of a client of a bank. When the client deposits money, the client inputs a deposit instruction via a human-computer interaction interface, a processor opens a deposit opening, and after being detected and counted through a money counting detector, paper money put by the client is fed by a paper money channel into a temporary storage box in the first direction and stored; relevant data, including the denominations and the quantity, of the deposited money isdisplayed on the human-computer interaction interface so as to allow the client to confirm the data and make a choice; when the client selects to deposit the money, the paper money continues to be moved into a first cash cabinet in the first direction and stored, and when the client does not select to deposit the money, the paper money is moved in the first direction out of a money outlet, and theclient gets the paper money back. When the client withdraws money, a money withdrawing instruction is input, paper money is sent out from the first cash cabinet, the paper money channel moves in thesecond direction opposite to the first direction, and the paper money is sent out of the money outlet. Therefore, the waiting time of the client is shortened, the inefficient labor of a bank teller isreduced, and the client satisfaction rate is improved.

Description

technical field [0001] The application relates to the field of deposit and withdrawal financial equipment, in particular to a teller cash recycling machine and a deposit and withdrawal method. Background technique [0002] With the development of social economy, the amount of banknotes circulating in the market has also increased. In financial institutions, such as banks, because of the increase in cash-related businesses, they are now more and more processed by machines. Including automatic teller machine (Auto Teller Machine, ATM), automatic deposit machine (Auto Deposit Machine, ADM) and cash recycling machine (Cash Recycling System, CRS) directly used by customers. [0003] However, the operations that these machines can perform are very simple, and only provide withdrawal or deposit services of specific denomination banknotes. In the current technology, the machines for customers to operate automatic deposits or withdrawals usually only support the operation of 100-yua...

AI Technical Summary

Problems solved by technology

[0004] Therefore, for customers, a lot of cash business still needs to go to the counter and realize it in the interaction with the counter staff, and this often means long queues and waiting, as well as quick and short counter conversations, so the customer experience not good

[0005] As for bank counter staff, they will encounter banknotes of various denominations and even foreign currencies in their daily work. Banknote operations such as denomination banknote exchange are trivial and simple, almost wasting the time of the counter staff, and should be done by the customer through the machine

Therefore, existing cash deposit and withdrawal machines that are operated by customers and can only handle 50 or 100 denomination banknotes are obviously not enough

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