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Business processing method, device and system

A business processing and server technology, applied in the Internet field, can solve problems such as inability to help users solve problems, achieve the effect of security control and simplify the refund process

Pending Publication Date: 2019-07-16
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When users are in urgent need of money (for example, repaying loans, credit cards, hospital surgery funds, etc.), it is impossible to help users solve the problem

Method used

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  • Business processing method, device and system
  • Business processing method, device and system
  • Business processing method, device and system

Examples

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Embodiment Construction

[0074] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with this specification. Rather, they are merely examples of apparatus and methods consistent with some aspects of the present specification as recited in the appended claims.

[0075] The terms used in this specification are for the purpose of describing particular embodiments only, and are not intended to limit the specification. As used in this specification and the appended claims, the singular forms "a", "the", and "the" are intended to include the plural forms as well, unless the context clearly dictates otherwise. It should also be understood that th...

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Abstract

The invention provides a business processing method, which comprises the following steps: receiving a fund advance payment request from a user terminal, the fund advance payment request comprising a third-party payment platform account of a user of the user terminal; obtaining a credit score of the user according to the third-party payment platform account in the fund advance payment request; comparing the credit score of the user with a threshold value; and if the credit score of the user is greater than the threshold value, paying fund for the account of the user.

Description

technical field [0001] The present invention mainly relates to the technical field of the Internet, in particular to a service processing method, device and system. Background technique [0002] With the vigorous development of the Internet, the online payment business of some third-party payment platforms enables users to access multiple cooperative institutions (such as banks, quasi-financial institutions, fund institutions, insurance companies, etc.), providing users with various services, It brings great convenience to people's life. [0003] One of the more common services of third-party payment platforms is the outflow of funds, that is, funds are transferred from the third-party payment platform to the user's account in the partner institution, for example, transfer to card, credit card repayment, cash withdrawal, life payment, etc. Wait. However, in the outflow of funds business, transfer requests may sometimes be dropped. That is, after the completion of the fund...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/10G06Q20/40
CPCG06Q20/02G06Q20/10G06Q20/403G06Q20/405
Inventor 周书
Owner ADVANCED NEW TECH CO LTD