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Asset sharing data transfer method and device based on block chain, equipment and medium

A technology of sharing data and blockchain, applied in digital data protection, network data retrieval, data processing applications, etc., can solve the problems of inaccessibility to original data of assets, inability to copy and tamper with data, and solve large loan customers Loss, improve security, reduce the effect of bad debt losses

Inactive Publication Date: 2019-07-26
浙江泰链科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Operations such as risk control assessment and big data analysis can be performed on asset data only after the authorization of the owner, but the original data of the asset cannot be accessed, let alone copied and tampered with
However, any data should be traceable to the source, so as to ensure that the value exchange data between sharing institutions can be tracked and verified at any time to ensure the authenticity of the information, so there is room for improvement

Method used

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  • Asset sharing data transfer method and device based on block chain, equipment and medium
  • Asset sharing data transfer method and device based on block chain, equipment and medium
  • Asset sharing data transfer method and device based on block chain, equipment and medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0059] In one embodiment, as figure 1 As shown, the present invention discloses a blockchain-based asset sharing data transfer method, which specifically includes the following steps:

[0060] S10: If the first credit institution obtains the loan request message triggered by the user, obtain the loan amount information from the loan request message, and initiate the joint lending information if the loan amount information exceeds the preset threshold.

[0061] In this embodiment, the first credit institution refers to a certain lending company that provides loan business. The loan request message refers to a message triggered by a user to request a loan application. The loan amount information refers to the specific amount of the loan that the user applies for.

[0062] Specifically, when the user applies for a loan business, the loan request message including the loan amount information is sent to the first credit institution, and after the first credit institution obtains ...

Embodiment 2

[0112] In one embodiment, a block chain-based asset sharing data transfer device is provided, and the block chain-based asset sharing data transfer device corresponds to the block chain-based asset sharing data transfer method in the above-mentioned embodiments. like Image 6 As shown, the blockchain-based asset sharing data transfer device includes an information sending module 10, a first encryption module 20, a decryption module 30, a first risk control evaluation module 40, a second risk control evaluation module 50 and an information response module 60 . The detailed description of each functional module is as follows:

[0113] The information sending module 10 is used to obtain the loan amount information from the loan request message if the first credit institution obtains the loan request message triggered by the user, and if the loan amount information exceeds the preset threshold value, then initiates joint lending information;

[0114] The first encryption module ...

Embodiment 3

[0135] In one embodiment, a computer device is provided, the computer device may be a server, and its internal structure diagram may be as follows Figure 7shown. The computer device includes a processor, memory, network interface and database connected by a system bus. Wherein, the processor of the computer device is used to provide calculation and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, computer programs and databases. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage medium. The database of the computer device is used to store financial transaction data. The network interface of the computer device is used to communicate with an external terminal via a network connection. When the computer program is executed by the processor, a blockchain-based as...

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Abstract

The invention relates to the technical field of computer software, in particular to an asset sharing data transfer method and device based on block chain, equipment and medium, and the method comprises the steps: initiating joint lending information if borrowing amount information exceeds a preset threshold value; after the first credit mechanism encrypts the joint lending information, sending theencrypted joint lending information to the alliance chain; enabling a participation credit mechanism on the alliance chain to obtain the encrypted united lending message, and decrypt the united lending message through a decryption algorithm; carrying out risk control evaluation on the decrypted united lending message by a participation credit organization on the alliance chain; if the risk control evaluation of the credit institution participated on the alliance chain is passed, generating credit limit information according to a risk control evaluation result, and encrypting and sending the credit limit information to a first credit institution; and after the first credit organization decrypts the credit limit information, generating joint lending information through a consensus mechanism. The invention has the effect of providing asset sharing.

Description

technical field [0001] The present invention relates to the technical field of computer software, in particular to a block chain-based asset sharing data transfer method, device, equipment and medium. Background technique [0002] At present, in the field of financial lending, customer acquisition and capital are the core pain points. With the disappearance of the Internet demographic dividend, the cost of acquiring customers is getting higher and higher. Improving the conversion rate of customers has become an effective measure for financial lending institutions to solve pain points. [0003] Most of the existing lending assets are shared among credit institutions using the centralized management mode of intermediaries. Credit institutions upload the shared assets to intermediaries, and then set up sharing forms such as grabbing orders, auctions or joint lending. Finally, credit institutions Deals are made under established rules. The credit institution that makes the dea...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06F21/64G06F21/60G06F16/951
CPCG06F21/602G06F21/64G06F16/951G06Q40/03
Inventor 林强叶卉王文强
Owner 浙江泰链科技有限公司
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