Consumption discount processing method and device, apparatus and computer readable storage medium
A processing method and technology of a processing device, applied in the field of financial technology, can solve the problems of difficulty in attracting new users, limited incentives, and difficulty for system operators to control their own costs.
Pending Publication Date: 2019-08-09
WEBANK (CHINA)
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Problems solved by technology
The existing random discount design method is generally to set a fixed discount range, and the discount is allowed to change randomly within this range. The defect of this method is that if the discount range is too narrow, the discount will be limited and it will be difficult to attract new buyers. Users, if the discount range is too wide, it will be difficult for system operators to control their own costs
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[0040] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.
[0041] Such as figure 1 as shown, figure 1 It is a schematic diagram of the device structure of the hardware operating environment involved in the solution of the embodiment of the present invention.
[0042] The consumer discount processing device in the embodiment of the present invention may be a PC, a server, etc., on which a business system is mounted.
[0043] Such as figure 1 As shown, the consumer discount processing device may include: a processor 1001 , such as a CPU, a network interface 1004 , a user interface 1003 , a memory 1005 , and a communication bus 1002 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboard (Keyboard), and the optional user int...
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The invention relates to the technical field of finance, and discloses a consumption discount processing method, which comprises the following steps of when a consumption event that a user performs consumption based on a business system is detected, obtaining a user identifier of the user; inquiring a preset user classification table according to the user identifier to obtain a user type to whichthe user belongs, and analyzing the historical consumption behavior data of the user in advance to obtain the user type; obtaining a preset partial state distribution function corresponding to the user type, wherein the partial state distribution function is used for representing a discount rate distribution condition; and according to the partial state distribution function, randomly generating adiscount rate corresponding to the consumption event. The invention further discloses a consumption discount processing device, an apparatus and a computer readable storage medium. On the premise that the cost is controllable, the demand for giving different discount intensities to different types of users can be met.
Description
technical field [0001] The present invention relates to the technical field of financial technology (Fintech), in particular to a consumer discount processing method, device, equipment and computer-readable storage medium. Background technique [0002] With the development of computer technology, more and more technologies (big data, distributed, blockchain, artificial intelligence, etc.) The industry's security and real-time requirements also put forward higher requirements for technology. [0003] In the existing business system, in order to attract consumers and promote products, the system often gives consumers certain discounts, among which random discount is a commonly used scheme. The so-called random discount means that when the user pays, the system will A certain discount offer is automatically calculated, and the discount amount is random. The existing design method of random discount is generally to set a fixed discount range, and the discount is allowed to cha...
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Patent Timeline
Login to View More IPC IPC(8): G06Q30/02
CPCG06Q30/0224G06Q30/0201G06Q30/0202
Inventor 李焜李晶彭荣杰侯永俊
Owner WEBANK (CHINA)