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Method and system for generating virtual card, and electronic device

A virtual card and card issuing technology, applied in the computer field, can solve problems such as low efficiency, complicated operation, and limited types of smart cards, and achieve the effect of improving conversion efficiency and convenience

Active Publication Date: 2022-05-31
BEIJING SANKUAI ONLINE TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the prior art, there is only a method of generating an additional virtual card based on a smart card, but the type of smart card it accepts is limited, and it cannot solve the conversion from a real smart card to a virtual card, and only supports derived virtual cards
In the prior art, when converting a physical card into a virtual card, it is necessary to cancel the physical card at an offline outlet, which is complicated and inefficient

Method used

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  • Method and system for generating virtual card, and electronic device
  • Method and system for generating virtual card, and electronic device
  • Method and system for generating virtual card, and electronic device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0028] The embodiment of the present application provides a method for generating a virtual card, such as figure 1 As shown, the method includes: Step 100 to Step 130. The virtual card generation method is applied to a virtual card generation system, and the virtual card generation system at least includes: a physical card management platform, a conversion control platform, and a user client authorized and managed by the conversion control platform. The specific implementation of each step is as follows.

[0029] In step 100, the resource transfer request of the physical card is acquired through the user client, and the resource transfer request includes at least the identification of the physical card of the user client.

[0030] In some embodiments of the present application, first, the user equipment logs in to the conversion control platform to apply for a user client, and the user client is preset with a verification key of the user client, and the conversion control pla...

Embodiment 2

[0042] Combine below figure 2 The technical solution of a method for generating a virtual card provided by the embodiment of the present application will be described in detail. The virtual card generation method is applied to a virtual card generation system, and the virtual card generation system at least includes: a physical card management platform, a conversion control platform, and a user client authorized and managed by the conversion control platform. like figure 2 As shown, the conversion method includes: Step 200 to Step 260.

[0043] Step 200, authenticate the user client through the pre-stored user client authentication key.

[0044] In some embodiments of the present application, before obtaining the resource transfer request of the physical card through the user client, it also includes: verifying the user client through the pre-stored user client verification key, and responding to , executing the step of obtaining the resource transfer request of the entit...

Embodiment 3

[0080] A virtual card generation system provided by the embodiment of the present application, such as image 3 As shown, the system includes: a physical card management platform 310, a conversion control platform 320, and a user client 330 authorized and managed by the conversion control platform. in,

[0081] The user client 330 is configured to generate a resource transfer request for an entity card according to user operations, and send the resource transfer request to the conversion control platform;

[0082] The conversion control platform 320 is configured to receive the resource transfer request of the entity card, and the resource transfer request includes at least the identifier of the entity card;

[0083] The conversion control platform 320 is further configured to generate an entity card cancellation request according to the entity card identifier, and send the entity card cancellation request to the entity card management platform;

[0084] The physical card ma...

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PUM

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Abstract

The method for generating a virtual card disclosed in the embodiment of the present application belongs to the field of computer technology, and solves the problems of complex operation and low efficiency when converting a smart card into a virtual card in the prior art. The method includes: the user client obtains a resource transfer request of an entity card, and the resource transfer request at least includes an identifier of the entity card; generates an entity card cancellation request according to the entity card identifier, and sends it to a preset entity card management platform The entity card cancellation request is to trigger the entity card management platform to perform a cancellation operation on the entity card; receive the resource transfer information and cancellation information returned by the entity card management platform; obtain the entity card according to the resource transfer information The virtual card associated with the card, and output the prompt information of physical card cancellation and / or the prompt information of virtual card generation through the user client. Through the method for generating a virtual card disclosed in the present application, the user realizes the conversion from the smart card to the virtual card online through the application program, thereby improving the conversion efficiency.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a method for generating a virtual card, that is, a system and electronic equipment. Background technique [0002] Smart cards have been widely used in transportation, finance, telecommunications and other fields. For example, most of the early contactless smart cards were logical encryption cards (M1 cards for short). Due to security vulnerabilities and portability, a large number of M1 cards will gradually withdraw from the market. These smart cards are physical cards. With the development of mobile payment and Internet technology, mobile terminal virtual cards or QR codes will become more convenient and quickly replace physical cards as a solution for identification and payment. For example, the acceptance terminal in the transportation field accepts mobile phone virtual cards and QR codes to purchase tickets. In the prior art, there is only a method of generating...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/10G06Q20/34
CPCG06Q20/105G06Q20/351
Inventor 刘峰
Owner BEIJING SANKUAI ONLINE TECH CO LTD