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Data processing method and device, server and storage medium

A data processing and data technology, applied in the computer field, can solve the problems that users cannot enjoy the convenience of online payment, the method is not safe, and users are not used to it, and achieve the effect of avoiding bank card account information security problems and convenient online payment

Pending Publication Date: 2020-10-02
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, there are a small number of users who are not used to using online payment. The reason is that online payment needs to recharge their account through a bank card, and it is not safe to bind a bank card and transfer money out immediately by entering a password.
Because of this concern, these users cannot enjoy the convenience of online payment

Method used

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  • Data processing method and device, server and storage medium
  • Data processing method and device, server and storage medium
  • Data processing method and device, server and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0028] figure 1 It is a flow chart of a data processing method in Embodiment 1 of the present invention. This embodiment is applicable to the situation of recharging an online payment account. This method can be executed by a data processing device, and the device can use software / hardware accomplish. The device can be configured in a server that performs data processing. Such as figure 1 As shown, the method specifically includes:

[0029] Step S110, acquiring deposit slip data.

[0030] It should be noted that the deposit slip is an important certificate for the user to handle deposits. For example, in the banking system, the user can deposit cash into the bank's personal or other people's storage account by filling in various information on the deposit slip. The deposit slip data is the data recorded in the deposit slip. For example, it can include account number, account name, certificate type, certificate number, user identification information, currency, deposit typ...

Embodiment 2

[0048] figure 2 It is a flow chart of a data processing method in Embodiment 2 of the present invention. This embodiment is optimized on the basis of the above embodiments, such as figure 2 As shown, the method includes:

[0049] Step S210, when a deposit event is detected, an operator ID is obtained, and authority verification is performed according to the operator ID.

[0050] The deposit event is an event of operator authority verification triggered by the deposit operation input by the bank teller on the client terminal. In this embodiment of the present invention, the deposit event may be an event that triggers operator authority verification during the process of depositing money into an online payment account. For example, the server detects the deposit request sent by the client, obtains the type identification information in the deposit request, judges according to the type identification information whether the current deposit request is a deposit request for an ...

Embodiment 3

[0070] image 3 It is a flow chart of a data processing method in Embodiment 3 of the present invention. This embodiment is optimized on the basis of the above embodiments, such as image 3 As shown, the method includes:

[0071] Step S310, acquiring deposit slip data.

[0072] Step S320, acquiring the user identification information in the deposit slip data.

[0073] Step S330, query online payment account registration information according to the user identification information, and determine the online payment account corresponding to the user identification information according to the query result.

[0074] The online payment account registration information refers to the information of the online payment account that the user has registered. In the embodiment of the present invention, the online payment account registration information is used to determine whether the user already has an online payment account. For example, the online payment account registration inf...

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Abstract

The embodiment of the invention discloses a data processing method and device, a server and a storage medium. The method comprises the steps: obtaining deposit receipt data; determining an online payment account according to user identification information in the deposit receipt data, wherein the online payment account is not bound with any bank card; and adjusting the account amount of the onlinepayment account according to the deposit amount in the deposit receipt data. According to the embodiment of the invention, the online payment account associated with the user identification information is determined, and the online payment account is recharged in a direct deposit mode, so a safe recharging mode for the online payment account is provided, and the problem of bank card account information security possibly caused by binding of the online payment account with the bank card is avoided.

Description

technical field [0001] Embodiments of the present invention relate to computer technology, and in particular, to a data processing method, device, server, and storage medium. Background technique [0002] With the digital transformation of the information system construction of commercial banks in recent years, users’ transactions at offline outlets of banks are decreasing day by day. Can successfully complete the transition from offline to online. [0003] However, a small number of users are not accustomed to using online payment. The reason is that online payment needs to recharge their account through a bank card, and it is not safe to bind a bank card and transfer money out immediately by entering a password. Because of this concern, these users cannot enjoy the convenience of online payment. How to recharge online accounts without binding bank cards, and then complete online payment, has become an urgent problem to be solved. Contents of the invention [0004] Emb...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/32G06Q20/36
CPCG06Q20/102G06Q20/105G06Q20/3223G06Q20/3678G06Q20/363
Inventor 程锦
Owner CHINA CONSTRUCTION BANK