Payment method of in-vehicle terminal and payment system of in-vehicle terminal

Abstract

The invention relates to the technical field of in-vehicle terminal application, in particular to a payment method of an in-vehicle terminal and a payment system of the in-vehicle terminal. The method is realized by a vehicle terminal payment system, and comprises the following steps that: the in-vehicle terminal carries out deduction and signing with a payment platform through an intelligent connection platform and a signing SDK (Software Development Kit); when the in-vehicle terminal receives a payment instruction, the in-vehicle terminal sends a contract signing query request to a payment platform; the payment platform carries out query according to the signing query request, and sends a query result to the in-vehicle terminal; if the query result is analyzed to be unsigned, the in-vehicle terminal displays a code scanning payment interface, and if the query result is analyzed to be signed, an input interface of a payment password in a quick payment mode is displayed; and the in-vehicle terminal receives a payment password input by the user, verifies the payment password through the payment SDK and the payment platform, and completes payment operation through the payment platform when verification succeeds. According to the invention, the safety and convenience of vehicle machine payment can be improved.

Description

technical field [0001] The invention relates to the technical field of car-machine terminal applications, in particular to a car-machine terminal payment method and a car-machine terminal payment system. Background technique [0002] In recent years, with the development of the Internet of Vehicles industry, the application of vehicles is changing with each passing day. All in-vehicle service manufacturers have built a car owner service ecosystem centered on the vehicle to meet the service demands of the majority of car owners. As payment is a necessary part of the paid use of services, its convenience and security are particularly important. [0003] At present, the existing car-machine payment scheme mainly uses QR code scanning as the main method. When paying, the car owner needs to use the mobile phone WeChat or Alipay APP to scan the code to complete the payment. This method is still mobile payment in essence, although it is more secure. , but the experience in the pay...

AI Technical Summary

Problems solved by technology

[0003]Currently, the existing car payment scheme mainly uses the QR code as the main scanning method. When paying, the car owner needs to use the WeChat or Alipay APP to scan the code to complete the payment. This method is still mobile payment in essence. Although it has high security, it has a poor experience in the payment scene of the Internet of Vehicles. The car owner still needs to take out the mobile phone and complete the payment through the mobile APP, which is inconvenient to pay.

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