Unlock instant, AI-driven research and patent intelligence for your innovation.

Smart mobile application for e-commerce applications

a mobile application and e-commerce technology, applied in the field of e-commerce, can solve the problems of affecting the ability of the mobile computer to connect with the internet, the phone may fluctuate or be lost, and the internet connection may be interrupted

Inactive Publication Date: 2018-02-15
IBM CORP
View PDF2 Cites 1 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Benefits of technology

The present invention provides a method for a user to make a mobile payment, but if there are any interruptions during the process, such as a fluctuating wireless signal or a low battery power, the method can detect that and make the user aware of it. The user can then decide to complete the payment at a later time or cancel it. The technical effect of this is to improve the user experience and make the mobile payment process more convenient and flexible.

Problems solved by technology

Disruptions of an internet connection between a mobile device and a financial institution may occur due to a number of reasons.
For example, a wireless signal to the mobile computer or smart phone may fluctuate or be lost; a mobile computer battery power may be depleted or consumed causing a temporary loss of the ability of the mobile computer to connect with the internet.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Smart mobile application for e-commerce applications
  • Smart mobile application for e-commerce applications
  • Smart mobile application for e-commerce applications

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0010]Embodiments of the present invention recognize that during processing of an authorization in an e-commerce payment system utilizing a mobile app, the mobile app may receive an incoming call or other event interrupting a user input such as inputting a password, security code, or other secure user validation input required for an e-commerce transaction. Events such as an incoming call, a low battery, or a loss of internet connection for a computing device or smart phone may cause the processing of the authorization for the mobile payment to timeout or expire before completion. Embodiments of the present invention recognize that the data input by a user to request processing of an authorization of a mobile payment or a mobile banking request from a mobile app (e.g., a mobile app for on-line shopping or an app for access to a goods or service provider website) generally needs to be completed in a timely manner.

[0011]Embodiments of the present invention recognize that when requests...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

An approach using one or more computer processors to send a request from a user for a mobile payment to a payment gateway and to determine that an event has occurred on a mobile computing device of a user, wherein the event is an interruption to processing of a request for the mobile payment selected from a group consisting of: a fluctuating wireless signal for an internet connection, a low wireless signal for the internet connection, an incoming phone call, an incoming message, or a low battery power. The approach includes sending a request for additional transaction time for the mobile payment and determining whether additional transaction time for the mobile payment is received, and if so, configuring an alert to the user to complete the mobile payment, and alerting the user to complete the mobile payment.

Description

BACKGROUND OF THE INVENTION[0001]The present invention relates generally to the field of e-commerce and more particularly to smart mobile applications for e-commerce applications and transactions.[0002]Mobile applications or mobile apps are evolving daily. Mobile apps exist for all types of e-commerce applications including payments, ticket booking, on-line shopping, mobile banking, and so on. Most of these mobile apps are internet based and require an internet connection to function. Disruptions of an internet connection between a mobile device and a financial institution may occur due to a number of reasons. For example, a wireless signal to the mobile computer or smart phone may fluctuate or be lost; a mobile computer battery power may be depleted or consumed causing a temporary loss of the ability of the mobile computer to connect with the internet.[0003]Most mobile apps for e-commerce utilize a payment gateway or service that integrates information such as amount of purchase fr...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q20/32G06Q20/02H04W8/30G06Q20/40
CPCG06Q20/322G06Q20/40H04W8/30G06Q20/325G06Q20/027
Inventor AYYAGARI, PHANI KUMAR V UBHIDE, MANISH A.JASTI, PURNACHANDRA R.
Owner IBM CORP