Bank identity identification method and system

A technology of identity recognition and banking, applied in the field of identity recognition, to achieve the effect of fast speed, not easy to falsify, and high recognition accuracy

Inactive Publication Date: 2013-03-13
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The present invention provides a bank identification method and system to solve the problem of customer identification through counter video or remote video

Method used

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  • Bank identity identification method and system
  • Bank identity identification method and system
  • Bank identity identification method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0025] The bank identification system of this embodiment includes: a user login terminal with a camera (such as: an ATM with a camera, a PC with a camera and a mobile phone with a camera), a network device face recognition device, a gesture recognition device and a banking service server.

[0026] The banking service server can be made of a computer server containing an operating system and a database management system to manage operating data. (1) Used to store basic information such as IDs and digital passwords not limited to customers, as well as basic identity information of customers that have been collected; (2) Used to store basic face image information that can be verified by customers; (3) Used to store customers Gesture signature; (4) used to store the confirmed transaction information and the face image information of the transaction customer at that time.

[0027] The face recognition device can be composed of a video acquisition circuit, a face recognition circui...

Embodiment 2

[0041] Such as Figure 4 As shown, the bank identification system of this embodiment includes: a data management device 1 , an authentication service device 2 , a security control device 3 and a client terminal device 4 .

[0042] Data management device 1: This device can be made of a computer server including an operating system and a database management system to manage operating data. (1) used to store not limited to basic information such as ID and digital password of customer 5, and the basic identity information of customer 5 that has been collected; (2) used to store basic face image information that can be verified by customer 5; (3) used (4) used to store the confirmed transaction information and the face image information of the transaction customer 5 at that time.

[0043] Authentication service device 2: This device can be made of a computer server that includes an operating system and an authentication service management system to perform authentication service m...

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PUM

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Abstract

The invention discloses a bank identity identification method and a system. The system comprises a user login terminal with a camera, a network device, a face identification device, a gesture identification device and a bank service server, the user login terminal is used for acquiring face data and gesture data of a trader, the network device is connected with the user login terminal with the camera and used for transmitting the face data and gesture data, the face identification device is connected with the network device and used for receiving the face data and outputting face identification result data, the gesture identification device is connected with the network device and used for receiving the gesture data and outputting gesture identification result data, and the bank service server is respectively connected with the face identification device and the gesture identification device and used for receiving the face identification result data and the gesture identification result data. By means of the bank identity identification method and the system, the client identity can be identified through a counter video or a remote video.

Description

technical field [0001] The invention relates to the technical field of identification, in particular to a technology for confirming whether a trader is a customer himself or not based on the identification of customer sign data in banking business transactions, specifically a bank identification method and system. Background technique [0002] In the prior art, bank online identity authentication is mainly verified through customer digital security passwords (such as static passwords, dynamic passwords, password cards, U-shield passwords, etc.). However, this kind of security code cannot confirm whether the bank trader is the customer himself. Even when the ID photo is manually checked with the customer himself at the counter, there may be differences between the ID photo and the actual person. The limitations of the customer's personal identification. Especially when carrying out a large amount of capital transaction through online banking, the transaction can be completed...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K9/00G06Q20/42
Inventor 郭宏丹舒炜王晓华唐磊
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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