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Mobile payment security system for wireless data private network physical isolation internet

A mobile payment and physical isolation technology, which is applied in the system field of switching network channels between Internet access channels and secure payment applications, can solve the problems of high fraud, high terminal requirements, and high costs, and achieves improved security, guaranteed security, and guaranteed security. Effect

Active Publication Date: 2014-03-05
龙岩荣创信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

(2) Radio Frequency Identification (RFID) technology has high security, fast speed and large storage capacity, but its infrastructure investment is large, high cost, and terminal requirements are high
Mobile payment tool operating systems and irregular application downloads, phishing websites, and Trojan horse programs frequently appear, seriously affecting the terminal security environment of mobile payment
In addition, if the mobile phone used for near-field payment is lost, the possibility of fraud is extremely high
The security of mobile payment has always been a bottleneck for the rapid promotion of mobile payment
[0019] In addition, there are currently many technical means of duplicating mobile phone SIM cards exposed on the Internet, and the payment business that is only bound to a mobile phone number has a relatively large security risk.

Method used

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  • Mobile payment security system for wireless data private network physical isolation internet
  • Mobile payment security system for wireless data private network physical isolation internet
  • Mobile payment security system for wireless data private network physical isolation internet

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0040] refer to figure 1 . In a preferred embodiment described below, the wireless data private network physically isolates the mobile payment security system of the Internet, which sequentially includes a payment server, a mobile phone number authentication device, a password authentication device, and a mobile payment security data network that is isolated from the Internet. APN or VPDN network connected to GSN gateway. The application system including the payment server and authentication device is built in the mobile payment security data network isolated from the Internet. The payment server establishes the account, mobile phone number, IMSI number, and password through the password authentication device and mobile phone number authentication device. The multi-authentication mode bound in one, connects to the mobile network gateway GSN through the mobile payment security data network access point name APN dedicated line and / or virtual private dial-up network VPDN dedicat...

Embodiment 2

[0041] Example 2: Mobile phone number binding account function

[0042] figure 1 Among them, in the mobile payment security system where the private wireless data network is physically isolated from the Internet, the system model of the mobile phone number binding function is used, and the system model of the mobile phone number binding function includes GSN equipment and mobile phone number authentication equipment in turn. The mobile phone shuts off the Internet access channel, connects to the mobile payment security network, and establishes a communication tunnel with the mobile phone number authentication device. During the establishment of the communication tunnel, when the mobile phone sends a time domain request, the mobile phone sends a time domain session (Session refers to an end user The time interval for communicating with the interactive system, usually refers to the time elapsed from registering into the system to logging out of the system); GGSN or SGSN first li...

Embodiment 3

[0045] Example 3: Password authentication mode

[0046] refer to figure 1 . In the above-mentioned embodiment 1, the mode of password authentication includes digital password, or biometric password such as fingerprint, face or pupil and so on. Password authentication can be a single form such as a number, or it can be a superposition of multiple forms. Such as the form of digital plus fingerprint.

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PUM

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Abstract

The invention provides a mobile payment security system for the wireless data private network physical isolation internet and aims to provide a mobile payment security system which has the advantages that interactivity is strong, internet invasion can be evaded, payment information is not prone to being stolen by a trojan, internal network data transmission is secure and reliable, internet access is not affected, an SIM card can be prevented from being copied. According to the technical scheme, application systems including a payment server and an authentication device are established in a mobile payment security data network which is isolated from the internet, the mobile payment security data network links with an APN or a VPDN, wherein the APN or the VPDN is isolated from the internet and connected with a GSN mobile gateway, the payment sever account establishment, mobile phone number, IMSI number and password four-in-one binding multiple authentication through a password authentication device and a mobile phone number authentication device; when the mobile payment security data network is networked, an internet access channel is automatically disconnected; after physical isolation of the internet succeeds, graphical verification code information interaction is performed between the mobile payment security system and the mobile payment server through a base station.

Description

technical field [0001] The invention relates to the construction of a mobile payment security application system on a wireless data private network physically isolated from the Internet, to ensure information and transaction security, and to realize a system for switching networking channels between an Internet access channel and a secure payment application on a mobile terminal. Background technique [0002] Mobile payment is the combination of mobile network and financial system, using mobile communication network as a tool and means to realize mobile payment, and providing customers with financial services such as commodity transactions, payment, and bank account management. The mobile payment system establishes a payment account bound to the mobile phone number for each mobile phone customer, and the customer can transfer and pay cash through the mobile phone. The mobile terminals used in mobile payment can be mobile phones, PDAs, mobile PCs, etc., and the means include ...

Claims

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Application Information

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IPC IPC(8): H04W12/06G06Q20/32G06Q20/38
CPCG06Q20/3229G06Q20/325G06Q20/425G06Q20/326H04W12/35H04W12/03H04W12/47H04W12/72H04W12/77H04W12/068H04W12/102H04W12/121
Inventor 朱雄关刘晓岩
Owner 龙岩荣创信息科技有限公司
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