Dynamic payment device

Abstract

The invention discloses a dynamic payment device which supports information storage of a plurality of bank cards and can switch the bank cards to safely finish near-field payment or non-contact mutual payment. The whole dynamic payment device is a card-shaped plastic housing; a liquid crystal display screen and an operation interface are arranged on the front surface of the device; a switch key is arranged at the top end of the device; a card reader slot is formed in the right upper corner of the device; a charging jack is formed in the bottom end of the device; a mainboard with an NFC (near field communication) module and a card reader module is built in a device body, an induction region is arranged at the upper end of an opened housing cover on the rear surface of the device, and a lithium battery is arranged at the lower end of the opened housing cover on the rear surface of the device; the setting of bank card information swiped by the card reader slot and necessary password setting need to be finished on the display screen through the operation interface after charging, the information of the bank cards can be stored according to different demands, one card serves as a payment card, and the rest cards serve as standby cards; during use, the amount required to be paid is input according to a prompt on the display screen of the dynamic payment device, the mutual payment is finished together with another dynamic payment device by which corresponding amount required to be paid is input through the induction region after the amount required to be paid is confirmed, or the near-field payment is finished through a POS (point-of-sale) machine with an NFC function.

Description

technical field [0001] The invention relates to a mobile payment terminal device, in particular to a dynamic payment device that supports information storage of multiple bank cards and can be switched to safely complete near-field payment or non-contact mutual payment. Background technique [0002] Currently, near-field payment terminals are mainly mobile phones. It needs a mobile phone with short-range wireless communication function and a supporting SIM card, and can be used after recharging at a designated outlet. Since mobile phones without this function cannot realize near-field payment, the popularization of this convenient method of near-field payment is greatly restricted. In addition, the existing mobile payment can only be limited to small-amount payments due to recharge methods and mobile phone information security issues, and is used to using bank cards for large-amount payments. The inconsistency in the above affects the scope of its payment to a certain exten...

AI Technical Summary

Problems solved by technology

[0003] In order to overcome the problem that the existing near-field payment terminal device is restricted by the recharge method and mobile phone information security and affects the payment range, the dynamic payment device provided by the present invention can not only complete the payment or payment of various amounts but also maintain the information stored inside. Safety

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