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Remote card opening method, system and terminal equipment

A terminal device, remote card opening technology, applied in the field of communication, can solve the problem of inability to interactively realize card opening and so on

Active Publication Date: 2018-10-26
SHENZHEN ZHONGKE XUNLIAN TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the embodiment of the present invention is that in the prior art, the user needs to carry the identity certificate to the bank outlet to queue up to apply for card opening, but cannot directly realize the problem of card opening through the interaction between the terminal device and the bank background system and the card

Method used

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  • Remote card opening method, system and terminal equipment
  • Remote card opening method, system and terminal equipment
  • Remote card opening method, system and terminal equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0049] Such as figure 1 and figure 2 As shown, Embodiment 1 of the present invention provides a method for remotely unlocking a card. The method comprises the steps of:

[0050] S101: Establish a communication connection between the card and the terminal device, and send the card identification code to the terminal device;

[0051] Among them, a Bluetooth activation button can be set on the card. After the user presses the Bluetooth activation button, the Bluetooth module activation command is sent to the card; the card receives the Bluetooth module activation command, activates the Bluetooth module inside the card, and establishes a connection with the terminal device through the communication channel , and send the identification code of the card to the terminal device. The communication channel may be a broadcast channel, and the identification code of the card includes a primary account number (primary account number, PAN) on the surface of the card. Use the Bluetooth...

Embodiment 2

[0067] Such as image 3 As shown, this embodiment provides a terminal device 10, the terminal device 10 includes a communication connection module 11, an application matching module 12, a Bluetooth connection module 13, a card application module 14 and an instruction forwarding module 15, wherein:

[0068] Communication Connection Module 11 It is used to establish a communication connection with the card and receive the identification code of the card sent by the card;

[0069] Among them, a Bluetooth activation button can be set on the card. After the user presses the Bluetooth activation button, the Bluetooth module activation command is sent to the card; the card receives the Bluetooth module activation command, activates the Bluetooth module inside the card, and establishes a connection with the terminal device through the communication channel. , and send the identification code of the card to the terminal device. The communication channel may be a broadcast channel, a...

Embodiment 3

[0083] Such as Figure 4 As shown, the present embodiment provides a card opening system 20, the card opening system 20 includes a matching judgment module 21 and an instruction processing module 22, wherein:

[0084] Matching Judgment Module 21 It is used to judge whether the identification code of the card matches the registered user of the terminal device that sent the identification code, and when it matches, sends the verification password corresponding to the card to the terminal device, wherein the identification code of the card is established between the card and the terminal device. The communication connection sends the identification code of the card to the terminal device, and the terminal device forwards the identification code of the card to the card opening system to apply for card matching to the card opening system;

[0085] Among them, a Bluetooth activation button can be set on the card. After the user presses the Bluetooth activation button, the Bluetoot...

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Abstract

The invention relates to the technical field of communication, and provides a remote card opening method and system and terminal equipment. The method comprises the steps that communication connection is established between a card and the terminal equipment, and the identification code of the card is transmitted to the terminal equipment; the terminal equipment forwards the identification code of the card to the card opening system to apply for card matching to the card opening system, and calculates a bluetooth pairing secret key of the card according to a bluetooth pairing secret key algorithm and the identification code; the card opening system judges matching of the identification code of the card and a terminal equipment registration user transmitting the identification code and issues a verification password corresponding to the card to the terminal equipment when the judgment result is yes; the terminal equipment judges consistency of the received verification password and the calculated bluetooth paring secret key and establishes bluetooth connection with the card when the verification password and the bluetooth pairing secret key are consistent; the terminal equipment applies for card opening to the card opening system; and the card opening system and the card realize APDU instruction commanding and APDU instruction responding operation through the terminal equipment. Remote card opening can be realized for the user.

Description

【Technical field】 [0001] The present invention relates to the technical field of communication, and in particular designs a remote card opening method, system and terminal equipment. 【Background technique】 [0002] The financial industry is a traditional industry, and it is also a developing industry in our country, which is closely related to our life. At present, the "Internet +" model is increasingly affecting the lives of modern people. As a combination model of the Internet and traditional applications, it drives traditional industries to generate new development and value. With the continuous development of the Internet, domestic Internet banks have also been approved to be established one after another, and various Internet giants have invested in Internet banking business one after another, becoming major shareholders of the emerging Internet finance industry, and Internet finance is booming. [0003] For Internet banks, gaining a firm foothold in the domestic finan...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06K17/00H04W4/80H04W76/14
CPCG06K17/0029H04W4/80
Inventor 周洁张明宇
Owner SHENZHEN ZHONGKE XUNLIAN TECH
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