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Two-dimensional code-based network payment method and system

A network payment and two-dimensional code technology, which is applied in the field of two-dimensional code payment, can solve the problems of transaction data dispersion, destruction of two-dimensional codes, and the inability to realize the same two-dimensional code, so as to achieve the effect of protecting fund security and ensuring fund security

Inactive Publication Date: 2016-06-22
YUNNEX TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] In order to solve the problem of payment methods based on QR codes in the prior art, both the payee and the payer need to prepare multiple payment methods, the payment methods are limited to Alipay payment and WeChat payment, the generated transaction data is scattered, and the QR code needs to be recreated and The technical problem of destroying the previous two-dimensional code and the same two-dimensional code cannot realize the binding change with the account information of multiple payees. Binding change, WeChat payment, Alipay payment, coupon payment and stored value card payment realized by the same two-dimensional code, QR code-based network payment method and system without recreating the payee's QR code

Method used

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  • Two-dimensional code-based network payment method and system

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Embodiment Construction

[0038] The following describes the technical solutions in the embodiments of the present invention clearly and completely with reference to the accompanying drawings of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, rather than all the embodiments.

[0039] See figure 1 , Is the flow chart of the online payment method based on the QR code provided by the present invention.

[0040] The online payment method based on a QR code includes:

[0041] Step A: Make a QR code, bind the QR code with the payee information, and the payee information includes the payee account information;

[0042] In the step A, the two-dimensional code is produced in batches by a two-dimensional code generator according to preset generation rules, and then the two-dimensional code is printed on a square plastic block. The center of the two-dimensional code includes a LOGO, which is beneficial to the two Uniform management and beauty of Dim...

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Abstract

The present invention provides a two-dimensional code-based network payment method and system. The two-dimensional code-based network payment method comprises the steps of A, manufacturing a two-dimensional code and bonding the two-dimensional code with the information of a gathering party, wherein the information of the gathering party contains the account information of the gathering party; B, arranging an ID for the gathering party according to the information of the gathering party by a transaction management system, and bonding the ID of the gathering party to more than two payment manners; C, displaying the code-bonded two-dimensional code, scanning the code-bonded two-dimensional code by a payer, selecting a payment mode, inputting the transaction amount and completing the payment. The two-dimensional code-based network payment system comprises a two-dimensional code, a gathering party terminal, a transaction management system and a payer terminal. According to the technical scheme of the invention, the same two-dimensional code can be bonded to the account information variation of multiple gathering parties. Therefore, the same two-dimensional code realizes the functions of WeChat payment, Alipay payment, coupon payment and value card payment, while the re-manufacture of the two-dimensional code of the gathering party is no longer required.

Description

Technical field [0001] The invention relates to the field of two-dimensional code payment, in particular, to a two-dimensional code-based network payment method and system. Background technique [0002] The Internet has changed human thinking and life. In recent years, the payment field has undergone tremendous changes, especially the diversification of payment methods. Extending from offline payment to online payment, combining online and offline needs, extending from card payment to scan code payment. [0003] Especially with the rapid expansion of QR code payment represented by Alipay payment method and WeChat payment method, QR code payment has become the main payment method for consumers and merchants to conduct transactions, and the use of QR code payment has been extended to Outside the payment field, this has brought about the expansion of the QR code payment market, resulting in coupon payments and stored-value card payments based on QR codes. The process and technology ...

Claims

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Application Information

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IPC IPC(8): G06Q20/32
CPCG06Q20/3276
Inventor 宿凯
Owner YUNNEX TECH
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