252 results about "Transaction management system" patented technology

A reservation system and methodology ensures that all changes to a database in a federation are reliably and immediately communicated to all of the other databases in the federation. The system communicates information concerning hotel reservation transactions. The system comprises multiple applications each associated with one or more databases including hotel reservation data. The databases in the federation reflect transactions that are communicated to other databases and they also employ information received from other databases in determining the transactions that their associated local applications permit and the way in which they are processed. In one embodiment of the invention, communication among databases occurs through the Internet and data storage devices via secure packetized messages addressed to objects that represent the relevant databases. The system of the present invention also preferably includes a central database that functions as the primary source for verifying reservations and hotel data. Additionally, the system of the present invention also includes a yield subsystem that allows hotels to increase revenues. The yield subsystem calculates rates and availability based upon forecasted changes in supply and customer segment demand.

Methods, apparatuses and systems facilitating and enhancing processes associated with financial transactions. The present invention monitors and manages transaction-level work flows, and facilitates coordination of the tasks and operations associated with financial transactions. Embodiments of the present invention also allow for automation of various deal management, collateral analysis and due diligence processes associated with financial transactions. In one embodiment, the present invention facilitates tasks and processes associated with the purchase and sale of whole loans.

An authorization and authentication system utilizing a mobile communication device. The authentication and authorization system enables a trusted server, in conjunction with a user controlled mobile communication device (which has been registered with the trusted site), to authorize a transaction carried out at a transaction management system. An identity of the user is authenticated by a verification that the user is in possession of the mobile communication device. In this way, the transaction management system is able to effectuate an authorized transaction with confidence that the authorization was from the user and not a third party. In variations, the authentication is a multi-factor authentication, i.e., the user must both possess the mobile communication device and information, e.g., a password.

An electronic transaction management system has at least some sellers associated with agencies. Information is provided for each agency to indicate whether the agency is prepared to offer sellers associated with the agency to buyers associated with other agencies and the terms of any such offer. A buyer interface is used to receive a purchase inquiry from a buyer, and seller offer data is provided to the buyer for a plurality of sellers. The seller offer data presented to the buyer takes into account the terms of said offer of sellers associated with an agency to buyers associated with other agencies. This system allows middlemen to operate in an online spot market. This is achieved by enabling agencies in a market sector to present their buyers and sellers with the agency's own version of such a market but draw on the buyer / seller relationships enjoyed by other agencies using the system. Agencies can operate their own market which is a distinct part of a wider market.

A system and method for managing, distributing, and processing promotional offers is provided. The system includes at least one consumer interface that enables communication between the promotional offer processing system and a plurality of consumers; a consumer information database for storing consumer data for a plurality of consumer profiles; an offer catalog having a plurality of offers; a product catalog having product codes corresponding to products associated with each of the accepted offers; and an offer management module. The offer management module is configured to identify one or more of the plurality of offers to be provided to a consumer; cause the identified offers to be transmitted to the consumer; receive an indication from the consumer that the first consumer has accepted at least one of the provided offers; identify product codes corresponding to products associated with each of the accepted offers; provide the identified product codes to a transaction management system; receive information identifying whether any of the identified product codes were contained in consumer purchase transactions; and process each accepted offer for which the consumer has met the terms for the offer.

The invention discloses an intelligent energy transaction management system and method based on the block chain technology. The system includes an intelligent metering device subsystem and an energy transaction platform subsystem. The energy transaction platform subsystem includes an intelligent contract generation module, a first intelligent contract execution module, an intelligent contract management module, a remote data acquisition module, a payment module, a distributed block chain and a payment data acquisition and verification module. The intelligent metering device subsystem includes a communication module, a second intelligent contract execution module, an execution unit and a local data acquisition module. The local data acquisition module is used for regularly acquiring measurement data of at least one intelligent metering instrument and converting, aggregating, gathering and statistically calculating the acquired data and providing calculation result data. The system and method of the invention can provide transparent, trustworthy, scrutinizeable and traceable data for energy transaction parties, have high data usability and reliability and can be widely applied in the field of energy transaction data processing.

An intermittent risk exposure liability insurance method comprising the steps of: establishing an Internet business site enabled for communication with insurers and insureds through Internet service providers; enrolling the insureds in intermittent risk exposure liability insurance policies, the policies providing for a variable insurance premium rate depending upon an intermittent use of an insured article; logging start and completion times of each intermittent use of the insured article on the Internet business site by the insured; verifying start and completion times of use of the insured article in accordance with the logged start and completion times; and applying and billing premium insurance rates in accordance with the verified and logged start and completion times of use.

Provided herein are methods and systems for transferring funds from a sending account to a payee. In embodiments, the sending account may be a pre-paid wireless telephone account. The methods and systems may involve a transaction management system, an account setup module, a funds transfer module and a reporting module.

An automated knowledge dependent transaction management system for processing both the front-end and back-end of a transaction is provided. The system contains hard-coded transaction management module to support the processing of deterministic manual work independent of the specific transactions. According to the invention, the hard-coded module is separated from the business logic that comprise the definition and configuration of the transaction specific data models, business rules and process steps which drive the manual work of human operators. Such separation of code and business logic allows any ordinary business administrator without any computer programming experience to quickly develop the business logic through a simple GUI. Further, any change in the business logic can be implemented quickly using the GUI by the ordinary administrator to accommodate changes in the business environment without relying on computer programmers.

Provided herein are methods and systems for transferring funds from a sending account to a payee. In embodiments, the sending account may be a pre-paid wireless telephone account. The methods and systems may involve a transaction management system, an account setup module, a funds transfer module and a reporting module.

A transaction management system manages the purchase of products and / or services by buyers from sellers, the system comprising: a data store for storing seller data. Said data comprises, for each of a plurality of sellers, a seller identifier and seller offer data indicating at least one product or service offered for sale; a program store storing processor implementable instructions; and a processor coupled to the data store and to the program store for implementing the stored instructions. Wherein the stored instructions comprise instructions for controlling the processor to implement a buyer interface to receive a purchase request from a buyer based on the seller offer data, thereby creating a transaction, the stored instructions further comprising instructions for controlling the processor to implement an investment interface to receive investment data from an investor, the investment data including a plurality of investment criteria for an investment fund, thereby creating the investment fund; and provide the investment data to buyers and sellers able to meet the plurality of investment criteria for the investment fund.

A system, method, and program product are provided for communicating information between automotive trading partners engaged in an automotive transaction. The system, method, and program product allow automotive trading partners to communicate with each other without having to obtain / utilize the communication system of other trading partners, modify their existing communication systems, or perform multiple manual tasks. In particular, the system, method, and program product include, among other things, a universal schema for a plurality of automotive applications, a routing system for routing transaction elements between the trading partners, and a transaction management system for managing the transaction elements.

Provided herein are methods and systems for transferring funds from a sending account to a payee. In embodiments, the sending account may be a pre-paid wireless telephone account. The methods and systems may involve a transaction management system, an account setup module, a funds transfer module and a reporting module.

The present invention provides a two-dimensional code-based network payment method and system. The two-dimensional code-based network payment method comprises the steps of A, manufacturing a two-dimensional code and bonding the two-dimensional code with the information of a gathering party, wherein the information of the gathering party contains the account information of the gathering party; B, arranging an ID for the gathering party according to the information of the gathering party by a transaction management system, and bonding the ID of the gathering party to more than two payment manners; C, displaying the code-bonded two-dimensional code, scanning the code-bonded two-dimensional code by a payer, selecting a payment mode, inputting the transaction amount and completing the payment. The two-dimensional code-based network payment system comprises a two-dimensional code, a gathering party terminal, a transaction management system and a payer terminal. According to the technical scheme of the invention, the same two-dimensional code can be bonded to the account information variation of multiple gathering parties. Therefore, the same two-dimensional code realizes the functions of WeChat payment, Alipay payment, coupon payment and value card payment, while the re-manufacture of the two-dimensional code of the gathering party is no longer required.

The present invention relates to the field of online commerce. In particular it relates to the operation of electronic markets in which there are plurality of sellers.

A method of processing a transaction associated with a transaction instrument includes providing a server, receiving an update message at the server which includes data to assign a transaction use case associated with the transaction instrument, the server identifying a device user, a device or both and the associated transaction instrument, the server updating the stored transaction use case state associated with the transaction instrument, receiving a transaction request against the transaction instrument from a transaction requestor, the server classifying the transaction use case to determine a classified transaction use case associated with respect to the transaction instrument, the server determining whether the stored state of the classified transaction use case is an allowed or disallowed state, and transmitting a message to the transaction management system containing data confirming the state of the classified transaction use case, providing a general response of allowed or disallowed, or both.

A reservation system and methodology ensures that all changes to a database in a federation are reliably and immediately communicated to all of the other databases in the federation. The system communicates information concerning hotel reservation transactions. The system comprises multiple applications each associated with one or more databases including hotel reservation data. The databases in the federation reflect transactions that are communicated to other databases and they also employ information received from other databases in determining the transactions that their associated local applications permit and the way in which they are processed. In one embodiment of the invention, communication among databases occurs through the Internet and data storage devices via secure packetized messages addressed to objects that represent the relevant databases. The system of the present invention also preferably includes a central database that functions as the primary source for verifying reservations and hotel data. Additionally, the system of the present invention also includes a yield subsystem that allows hotels to increase revenues. The yield subsystem calculates rates and availability based upon forecasted changes in supply and customer segment demand.

The invention relates to a computer-based method of and system for matching a set of transaction instructions received from a submitting entity with a record data set of receiving entity. The record data set includes a plurality of account records and an associated match key data set comprising a plurality of match keys, wherein each match key identifies an associated account record. The method comprises searching the match key data set using a match key derived from a received funds transfer instruction to identify an account record in said record data set thereby automatically matching said instruction to said identified record. The submitting entity selects a particular unmatched record of said data set, thereby manually matching said instruction to said selected record. Updating of the match key data set with the derived match keys of manually matched records enables later instructions providing substantially identical match keys to be automatically matched to their associated records in the account record data set.

The systems and methods described herein relate to a system for documenting transactions. A filter is provided that captures content associated with transactions. The filter may be configured to start and stop the capture at predetermined times, and may be further configured to specify what content is to be captured during a transaction. The system may store any documents or data associated with a transaction, including dynamic content and user selections and inputs. A document repository may be provided for storing unstructured data representing data, text, forms, and so forth presented to a party during a transaction. A viewer may be provided for displaying data stored in the document repository.

The invention discloses a digital media resource registering transaction management system and a realizing method thereof. The method comprises the following steps that: after being verified through an identification authentication and authorization module, the content dealer logs on the management system, and releases related information of digital media resource to the management system througha content release module; when searching digital media resource information to be purchased through a content searching module, the content dealer purchases the information through a transaction module; in the same way, when searching purchasing information of other content dealers, the content dealer can sell the digital media resource which is required by the opposite side through a dealing module; and the content dealer can carry out statistics for dealing conditions and distribution behaviors of the digital media resource and provide recommendations of hot resources. The management systemand the method can carry out release, deal and the statistics for the digital media resource with copyright among dependable content dealers through internet, and effectively realize intellectual property protection on the digital media resource.

An authorization and authentication system utilizing a mobile communication device. The authentication and authorization system enables a trusted server, in conjunction with a user controlled mobile communication device (which has been registered with the trusted site), to authorize a transaction carried out at a transaction management system. An identity of the user is authenticated by a verification that the user is in possession of the mobile communication device. In this way, the transaction management system is able to effectuate an authorized transaction with confidence that the authorization was from the user and not a third party. In variations, the authentication is a multi-factor authentication, i.e., the user must both possess the mobile communication device and information, e.g., a password.

A transaction management apparatus is provided, which comprises a request receiving section receiving a transaction request containing a transaction requesting amount indicating an amount of a transaction of local credits used by a user in a limited environment and a user's identification information; a storing section storing a first balance and a second balance, corresponding to the identification information, the first balance indicating a balance of first credit and the second balance indicating a balance of second credit with a larger limitation of use purposes than the first credit; a judging section judging whether the transaction is allowed based on a result of comparing the transaction requesting amount with the first and second balance corresponding to the identification information; and a managing section changing the first and second balance stored in the storing section based on the transaction requesting amount, when the judging section judges the transaction is allowed.

Provided herein are methods and systems for transferring funds from a sending account to a payee. In embodiments, the sending account may be a pre-paid wireless telephone account. The methods and systems may involve a transaction management system, an account setup module, a funds transfer module and a reporting module.

An automated system and method for managing real estate transactions includes a processing unit and a memory that may store program instructions for execution by the processing unit. The program instructions implement a real estate transaction management system that may include a contract negotiation module that may be configured to iteratively maintain, within the memory, one or more electronic versions of a real estate contract. The contract negotiation module may also provide access to each version of the contract by each party to the contract and may generate a new version of the contract in response to at least one of the parties editing, electronically initialing and electronically signing one or more times on any page of a given version of the contract. The contract negotiation module may further notify at least some parties in response to each new version being submitted.

The invention provides a block chain transaction management system and method. An authority party counts balances and states of all accounts related to the oldest top blocks in a block chain at the right time, releases the counted information in a clearing message; and a bookkeeper responds to determining that the received clearing message is from the authority party and replaces the blocks counted by the authority party with the clearing message as the first block of the block chain, so that the storage capacity of blocks at various nodes in a block chain system can be reduced, the workload of backtracking the transaction history when the bookkeeper validates the effectiveness of the transaction message is reduced, meanwhile, the time of positioning or counting the data from the block chain and the waiting time required for reporting the transaction data to the chain are also shortened, the transaction speed is increased and the access efficiency of the block chain is improved.

The invention discloses an agricultural product electronic transaction management system. The system comprises a cloud end server and at least one transaction terminal. The transaction terminal is in wireless communication connection with the cloud end server, the transaction terminal is used for finishing an agricultural product transaction and obtaining agricultural product transaction information which comprises geographical position information of the transaction terminal, unique identification code of the transaction terminal, weight, kind, unit price, identity information of two transaction sides, and payment information of the agricultural product transaction. The cloud end server is used for acquiring and determining whether the agricultural product transaction information is consistent with preset data information and storing the agricultural product transaction information in case of consistency. According to the invention, agricultural product transaction processes of different regions are monitored by use of a positioning module, the phenomena of mutual colluding, false transaction, false information and the like of a buyer and a seller in the agricultural product transactions of the different regions are prevented, the agricultural product transaction information is uploaded to the cloud end server, and the agricultural product transaction information can be conveniently shared, analyzed and utilized.

The invention relates to a distributed type transaction management method which comprises the following steps: defining an overall transaction and defining other transactions called in the overall transaction as sub-transactions; establishing an overall transaction table used for recording the states of the overall transaction and the sub-transactions; when calling the overall transaction, recording in the overall transaction table; when calling the sub-transactions in the overall transaction, generating the sub-transaction records in the overall transaction table; defining an overall transaction manager used for scanning the overall transaction table and making judgement; if the state of the overall transaction is failed and a successful sub-transaction process exists under the overall transaction, rolling back the successful sub-transaction; if the state of the overall transaction is successful and a failed sub-transaction process exists under the overall transaction, calling for the sub-transaction again; and if the state of the overall transaction is unknown, rolling back the successful sub-transactions. Meanwhile, the invention also provides a distributed type transaction management system for realizing the method.

A method for generating labor requirements including the step of providing a plurality of sales models based upon historical data, where each sales model is associated with a store within an enterprise. A sales model is selected and a sales forecast is generated based upon the selection of at least one sales model from the plurality of sales models. Workload standards and labor rates are obtained and a labor forecast for the store is generated based upon the sales forecast, the workload standards and the labor rates. Store level users are able to generate the labor requirements.