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A payment method and system

A payer and payee technology, applied in the electronic field, can solve problems such as complex operation process, achieve the effects of short time consumption, improve user experience, and avoid potential safety hazards

Active Publication Date: 2020-01-21
TENDYRON CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

It can be seen that in the existing electronic payment process, the user needs to perform two operations, the first time to put the bank card on the POS machine to establish a connection with the POS machine, and the second time the user needs to enter the password, the operation process is complicated

Method used

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  • A payment method and system
  • A payment method and system

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Embodiment 1

[0034] Human body communication is a new short-distance communication technology emerging in recent years, which is mainly used to solve the communication problem of body area network with human body as the carrier. It uses the human body as the transmission medium of electrical signals to realize the information interaction between the body surface, inside the body and surrounding (3-5 meters) medical care equipment. Compared with traditional wireless communication technologies such as Bluetooth, WIFI, radio frequency and infrared, the signal is transmitted through the human body in the process of human body communication, so electromagnetic noise has little influence on it, and it has low power consumption, high confidentiality and lower human body damage, etc. advantage. In addition, because there is no problem of reduced efficiency when multiple people communicate, it can also avoid the trouble of redundant connections in wired communication. Based on this, the present in...

Embodiment 2

[0088] This embodiment provides a payment system, such as figure 2 As shown, the payment system includes: a payee device 10 and a payer device 20, wherein:

[0089] The payee device 10 is configured to detect that the biological limb carrying or built in the payer device 20 is in contact with the payee device 10, or detect that the payer device 20 passes through the biological limb After sending the signal, establish a human body communication connection with the payer device 20 through the biological limb; the payer device 20 is used to transmit matching information to the payee device 10 through the human body communication connection; The payee device 10 is further configured to receive the matching information transmitted by the payer device 20 through the human body communication connection, and use the matching information to establish a first wireless communication connection with the payer device 20; The payer device 20 is further configured to send first authenticat...

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Abstract

The present invention provides a payment method and system. The method comprises: after a receiving side device detects that the biology limb carrying or internally provided with a payment side device is contacted with the receiving side device, or detects the signals sent by the payment side device through the biology limb, the receiving side device establishes human communication connection with the payment side device through the biology limb; the receiving side device receives the matching information matching the payment side device through the human communication connection, and the first wireless communication connection is built by employing the matching information and the payment side device; the receiving side device receives the first authentication information including the digital authentication information transmitted by the payment side device through the first wireless communication connection, and the receiving side device collects the biology characteristic information of the biology limb during the duration of the payment side device builds the human communication connection with the receiving side device through the biology limb; and the receiving side device executes the payment transaction in the condition of authentication of the digital authentication information and the biology characteristic information.

Description

technical field [0001] The invention relates to the field of electronic technology, in particular to a payment method and system. Background technique [0002] Compared with cash payment, electronic payment has the advantages of safety, speed and reliability. As a payment terminal, POS machine is widely used in electronic payment. Some existing POS machines read the cardholder's magnetic stripe information of the bank card through the card reader, the operator of the POS machine enters the transaction amount, the cardholder swipes the bank card on the POS machine, and then enters the password. The information is uploaded to the background of the bank to complete the online transaction. It can be seen that in the existing electronic payment process, the user needs to perform two operations, the first time to put the bank card on the POS machine to establish a connection with the POS machine, and the second time the user needs to enter the password, and the operation process...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/20G06Q20/40G06Q20/32G07G1/14
CPCG06Q20/206G06Q20/325G06Q20/40145G07G1/14
Inventor 李明
Owner TENDYRON CORP