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A payment method and system

A payer and payee technology, applied in the electronic field, can solve problems such as complex operation process, achieve the effect of short time consumption, avoid security risks, and reduce the probability of being identified and failed

Active Publication Date: 2020-02-21
TENDYRON CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

It can be seen that in the existing electronic payment process, the user needs to perform two operations, the first time to put the bank card on the POS machine to establish a connection with the POS machine, and the second time the user needs to enter the password, the operation process is complicated

Method used

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  • A payment method and system
  • A payment method and system

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Embodiment 1

[0032] Human body communication is a new short-distance communication technology emerging in recent years, which is mainly used to solve the communication problem of body area network with human body as the carrier. It uses the human body as the transmission medium of electrical signals to realize the information interaction between the body surface, inside the body and surrounding (3-5 meters) medical care equipment. Compared with traditional wireless communication technologies such as Bluetooth, WIFI, radio frequency and infrared, the signal is transmitted through the human body in the process of human body communication, so electromagnetic noise has little influence on it, and it has low power consumption, high confidentiality and lower human body damage, etc. advantage. In addition, because there is no problem of reduced efficiency when multiple people communicate, it can also avoid the trouble of redundant connections in wired communication. Based on this, the present in...

Embodiment 2

[0083] This embodiment provides a payment system, such as figure 2 As shown, the payment system includes: a payee device 10 and a payer device 20, wherein:

[0084] The payer device 20 is configured to detect that the payee device 10 is in contact with the payee device 10 after the biological limb carrying or built in the payer device 20 is detected, or when the payee device is detected by the biological limb After the signal sent by 10, establish a human body communication connection with the payee device 10 through the biological limb; the payee device 10 is used to transmit matching information to the payer device 20 through the human body communication connection , and use the matching information to establish a first wireless communication connection with the payer device 20; the payer device 20 is further configured to send the first authentication information to the payment receiver through the first wireless communication connection The payee device 10, wherein the f...

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PUM

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Abstract

The invention provides a payment method and system. The method comprises the steps that payment side equipment detects that a biological limb which carries or is provided with the payment side equipment is contacted with receiving side equipment or the payment side equipment detects signals transmitted by the receiving side equipment through the biological limb and then establishes human body communication connection with the receiving side equipment through the biological limb; the receiving side equipment transmits matching information to the payment side equipment through human body communication connection and establishes first wireless communication connection with the payment side equipment by utilizing the matching information; the receiving side equipment receives first authentication information which is transmitted by the payment side equipment and includes digital authentication information through first wireless communication connection; the receiving side equipment acquires biological characteristic information of the biological limb during the time when the payment side equipment establishes human body communication connection with the receiving side equipment through the biological limb; and the receiving side equipment performs payment transaction under the condition that the authentication result of authentication of the digital authentication information and the biological characteristic information indicates passing.

Description

technical field [0001] The invention relates to the field of electronic technology, in particular to a payment method and system. Background technique [0002] Compared with cash payment, electronic payment has the advantages of safety, speed and reliability. As a payment terminal, POS machine is widely used in electronic payment. Some existing POS machines read the cardholder's magnetic stripe information of the bank card through the card reader, the operator of the POS machine enters the transaction amount, the cardholder swipes the bank card on the POS machine, and then enters the password. The information is uploaded to the background of the bank to complete the online transaction. It can be seen that in the existing electronic payment process, the user needs to perform two operations, the first time to put the bank card on the POS machine to establish a connection with the POS machine, and the second time the user needs to enter the password, and the operation process...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q20/40G06Q20/20G06Q20/32G07G1/14
CPCG06Q20/206G06Q20/325G06Q20/3829G06Q20/40145G07G1/14
Inventor 李明
Owner TENDYRON CORP