Method and system for assisting rapid damage assessment in slight traffic accident

Abstract

The invention relates to the technical field of vehicle damage assessment, and discloses a method and a system for assisting rapid damage assessment in a slight traffic accident, and the method comprises the steps: receiving a driving data sequence collected and sent by a vehicle-mounted information terminal after a vehicle-mounted device senses a collision, and receiving a picture of an accidentsite; Matching a corresponding vehicle brand and model in a preset vehicle information base according to the driving data sequence; Identifying a vehicle part to which the collision position belongs from the accident scene picture; Matching the replacement price of the vehicle part to which the collision position belongs in a preset vehicle part replacement price library according to the vehicle brand and model and the vehicle part to which the collision position belongs, and calculating the total replacement loss; And matching vehicles of two accident parties in the same traffic accident by utilizing the position of the vehicle and the accident occurrence time point, generating a slight traffic accident loss report and sending the slight traffic accident loss report. According to the method, the loss of the two vehicles can be quickly judged in the first time after a slight traffic accident, so that the two private vehicles do not compete for compensation money and stay on the scene for a long time.

Description

technical field [0001] The invention relates to the technical field of vehicle damage assessment, in particular to a method and system for assisting rapid damage assessment of minor traffic accidents. Background technique [0002] With the rapid development of economy and technology, cars have almost become a means of travel for every household in urban life, but the traffic congestion that follows has also become a big problem in social life. Among them, major traffic jams caused by minor traffic accidents not being dealt with in time are a major source of traffic jams. How to make minor traffic accidents no longer become a major boost to traffic congestion is an urgent problem to be solved at present. [0003] In the handling of minor traffic accidents, both parties are in a sober state. When there is only property loss or minor personal injury, neither party will generally choose to use auto insurance. Usually, the compensation is paid on the spot through independent neg...

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Problems solved by technology

[0003] In the handling of minor traffic accidents, both parties are in a sober state. When there is only property loss or minor personal injury, neither party will generally choose to use auto insurance. Usually, the compensation is paid on the spot through independent negotiation, or after the traffic police assists in determining the responsibility. I chose to go private, but because there are almost no other professional, reasonable, and objective basis for damage determination besides professional insurance damage determination methods, to efficiently help both car owners determine damages and compensation privately, and because of differences in vehicle brands and models, The maintenance costs are different, so in different accidents, the car owners of both parties will usually stay at the scene for a long time because of the dispute over the amount of compensation, causing a big traffic jam

[0004] Although it is possible to refer to the "compensation strategy determination method for minor traffic accidents" disclosed in the patent document CN106781437A, and the "vehicle damage determination method and damage determination client" disclosed in the patent document CN107133876A, etc. to help solve the problem. There is a problem with the basis of damage determination, but there is too much information that needs to be manually input by the car owner, and the way to obtain most of the evidence used in the damage determination is not clear enough, most of the evidence needs to be processed through the insurance company's server, and the timeliness and efficiency of accident damage determination need to be improved The problem

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