Method and system for assisting rapid damage assessment in slight traffic accident

A traffic accident, minor technology, applied in marketing, instruments, finance, etc., can solve the problems of the timeliness and efficiency of accident damage assessment, the lack of clear access to evidence, and the lack of basis for damage assessment. Accidents, rapid restoration of smooth traffic roads, and the effect of improving the level of urban traffic management

Inactive Publication Date: 2019-05-14
FUJIAN UNIV OF TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In the handling of minor traffic accidents, both parties are in a sober state. When there is only property loss or minor personal injury, neither party will generally choose to use auto insurance. Usually, the compensation is paid on the spot through independent negotiation, or after the traffic police assists in determining the responsibility. I chose to go private, but because there are almost no other professional, reasonable, and objective basis for damage determination besides professional insurance damage determination methods, to efficiently help both car owners determine damages and compensation privately, and because of differences in vehicle brands and models, The maintenance costs are different, so in different accidents, the car owners of both parties will usually stay at the scene for a long time

Method used

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  • Method and system for assisting rapid damage assessment in slight traffic accident
  • Method and system for assisting rapid damage assessment in slight traffic accident
  • Method and system for assisting rapid damage assessment in slight traffic accident

Examples

Experimental program
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Embodiment 1

[0072] like figure 1 As shown, this embodiment provides a method for assisting rapid loss determination in minor traffic accidents, which is applied to the Kuaichu Quick Compensation Data Center. The method includes the following steps:

[0073] S10: Receive the driving data sequence collected and sent by the on-board information terminal after the on-board equipment senses the collision, and receive the photos of the accident scene. The driving data sequence includes the vehicle number, the identity of the owner, the position of the vehicle, the speed of the vehicle, and the direction of the vehicle And the time point of the accident; the photos of the accident scene at least include the pictures of the whole vehicle on the side of the collision, and the data bandwidth of the pictures is small, which is conducive to the quick acquisition of reference data by the Kuaiju Kuaibao Data Center. Of course, if the time-consuming wireless transmission is not considered In addition, t...

Embodiment 2

[0086] Such as figure 2 As shown, the difference between this embodiment and the previous embodiments is that this embodiment emphasizes helping both parties to determine the liability first, and then determine the damage. The step S10 also includes:

[0087] S13: Receive the video segment sent by the vehicle-mounted information terminal, the video segment is intercepted by the vehicle-mounted information terminal from the vehicle-mounted camera within a preset time before the accident occurrence time point to a preset time after the accident occurrence time point video of

[0088] The step S20 also includes:

[0089] S23: Use video information processing technology and image recognition technology to process and analyze the video segment and the accident scene photos to determine the type of accident, and generate a minor traffic accident according to the accident type, preset liability model and the driving data sequence Responsible vehicle certificate;

[0090] Step S23...

Embodiment 3

[0098] Such as image 3 As shown, the difference between this embodiment and the above-mentioned embodiments is that this embodiment further refines the damage determination, and helps both parties in the accident use the maximum loss and minimum loss caused by this accident as a reference to obtain a compromise compensation result and quickly solve the problem. dispute. The step S20 also includes the following steps:

[0099] S24: Determine whether the type of collision is scratch or external deformation according to the photos of the accident scene. If it is scratch, obtain the ratio of the scratch area to the total area of ​​the vehicle parts to which the collision location belongs, and determine whether the collision is based on the ratio. It can be repaired; if it is external deformation, analyze the degree of damage to the external deformation, and determine whether it can be repaired according to the degree of damage. The degree of damage includes the depth of the exte...

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PUM

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Abstract

The invention relates to the technical field of vehicle damage assessment, and discloses a method and a system for assisting rapid damage assessment in a slight traffic accident, and the method comprises the steps: receiving a driving data sequence collected and sent by a vehicle-mounted information terminal after a vehicle-mounted device senses a collision, and receiving a picture of an accidentsite; Matching a corresponding vehicle brand and model in a preset vehicle information base according to the driving data sequence; Identifying a vehicle part to which the collision position belongs from the accident scene picture; Matching the replacement price of the vehicle part to which the collision position belongs in a preset vehicle part replacement price library according to the vehicle brand and model and the vehicle part to which the collision position belongs, and calculating the total replacement loss; And matching vehicles of two accident parties in the same traffic accident by utilizing the position of the vehicle and the accident occurrence time point, generating a slight traffic accident loss report and sending the slight traffic accident loss report. According to the method, the loss of the two vehicles can be quickly judged in the first time after a slight traffic accident, so that the two private vehicles do not compete for compensation money and stay on the scene for a long time.

Description

technical field [0001] The invention relates to the technical field of vehicle damage assessment, in particular to a method and system for assisting rapid damage assessment of minor traffic accidents. Background technique [0002] With the rapid development of economy and technology, cars have almost become a means of travel for every household in urban life, but the traffic congestion that follows has also become a big problem in social life. Among them, major traffic jams caused by minor traffic accidents not being dealt with in time are a major source of traffic jams. How to make minor traffic accidents no longer become a major boost to traffic congestion is an urgent problem to be solved at present. [0003] In the handling of minor traffic accidents, both parties are in a sober state. When there is only property loss or minor personal injury, neither party will generally choose to use auto insurance. Usually, the compensation is paid on the spot through independent neg...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q30/02G06K9/00G06F16/53
Inventor 罗思杰邹复民廖律超郭峰蒋新华蔡祈钦张茂林张美润温金娟胡蓉高思琦黄龙云王天杰李一帆许伟辉陈必俊陈志峰陈志辉吴鑫珂
Owner FUJIAN UNIV OF TECH
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