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Product pricing method and device

A product and algorithm technology, applied in the computer field, can solve the problems of time-consuming and labor-intensive promotion, inconvenient dynamic replacement of models with long links, and difficulty in direct application, etc., to achieve the effect of easy promotion, high practical application value, and optimized application effect.

Pending Publication Date: 2019-11-22
PING AN TECH (SHENZHEN) CO LTD
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  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

However, in the actual application of the GLM model, a large amount of feature engineering is required, which is time-consuming and labor-intensive, and the generalization is poor; the long link from modeling to deployment is not convenient for dynamic model replacement; it is difficult to directly apply

Method used

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  • Product pricing method and device
  • Product pricing method and device
  • Product pricing method and device

Examples

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Embodiment Construction

[0061] Embodiments of the present invention provide a product pricing method and device, which can quickly and effectively identify the text meaning of a text carrier in a picture to be identified.

[0062] The terms "comprising" and "having" and any variations thereof appearing in the description, claims and drawings of the embodiments of the present invention are intended to cover non-exclusive inclusion. For example, a process, method, system, product or device comprising a series of steps or units is not limited to the listed steps or units, but optionally also includes unlisted steps or units, or optionally further includes For other steps or units inherent in these processes, methods, products or apparatuses. In addition, the terms "first", "second", and "third", etc. are used to distinguish different objects, and are not used to describe a specific order. The technical solutions in the embodiments of the present invention will be described below with reference to the d...

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Abstract

The embodiment of the invention discloses a product pricing method and a product pricing device. The method can comprise the steps: obtaining M risk factors of a first user, the M risk factors being factors affecting the product cost corresponding to the first user, and M being an integer greater than 1; performing risk scoring on each risk factor in the M risk factors according to a rank net algorithm, wherein the risk score is used for evaluating a weight value of the corresponding risk factor when the product cost is calculated; and determining the product cost corresponding to the first user according to the risk score and the pricing strategy. By adopting the embodiment of the invention, the influence degree of the risk factor on the corresponding product price is reasonably evaluated, and the product price is scientifically determined.

Description

technical field [0001] The embodiments of the present invention relate to the field of computer technology, and in particular to a product pricing method and device. Background technique [0002] In the process of formulating product prices, it is often necessary to consider internal factors such as marketing objectives, costs, and pricing objectives, as well as external factors such as market structure, price elasticity, and competitor prices. In the pricing strategy, the product price is reasonably determined according to the difference in the degree of influence of different factors on the final pricing. For example, in the scenario of insurance product pricing, it is necessary to determine the insurance premium that should be charged for the unit insured amount based on factors such as the regularity of risks faced by the subject matter of insurance. Among them, the determination of the insurance premium rate directly affects the vital interests of both the insurance su...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q30/02G06Q10/06G06N3/04
CPCG06Q40/08G06Q30/0283G06Q10/0635G06N3/045
Inventor 黄咏宁
Owner PING AN TECH (SHENZHEN) CO LTD
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