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Remittance processing method and device, equipment and storage medium

A processing method and technology of remitters, applied in data processing applications, finance, instruments, etc., can solve the problems of manual intervention and long processing time, and achieve the effect of reducing burden and improving processing efficiency

Pending Publication Date: 2020-06-09
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The invention provides a remittance processing method, device, equipment and storage medium to solve the problems of more manual intervention in the business processing link, long processing time and low efficiency when handling remittance business at the bank counter, and improve the efficiency of the remittance business. Improve handling efficiency and reduce the burden on bank staff

Method used

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  • Remittance processing method and device, equipment and storage medium
  • Remittance processing method and device, equipment and storage medium
  • Remittance processing method and device, equipment and storage medium

Examples

Experimental program
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Embodiment 1

[0026] figure 1 It is a flow chart of the remittance processing method provided by Embodiment 1 of the present invention. This embodiment is applicable to the situation where the customer conducts domestic remittance through the terminal. This method can be executed by the remittance processing device. The remittance processing device can use software and / or implemented by hardware.

[0027] like figure 1 As shown, the remittance processing method provided by the embodiment of the present invention mainly includes the following steps:

[0028] S11. Determine remittance information corresponding to the remittance account based on the received remittance account number.

[0029] In this implementation, the remittance account number can be understood as the bank card number of the remitter, and the remittance account number can be input by the bank staff or the remitter through the terminal device. In this embodiment, only the remittance account number is described, not limite...

Embodiment 2

[0049] On the basis of the above embodiments, the embodiment of the present invention further optimizes the remittance processing method, figure 2 It is a flow chart of the remittance processing method provided in Embodiment 2 of the present invention, such as figure 2 As shown, the optimized remittance processing method provided by the embodiment of the present invention mainly includes the following steps:

[0050] S21. Receive the remittance account number sent through the terminal device.

[0051] In this embodiment, the remittance account number may be acquired by a terminal device and then sent. The terminal equipment may be a computer at the counter of a bank, a self-service terminal equipment with a remittance function, a terminal equipment installed with an online banking application program, or a mobile banking terminal. In this embodiment, the terminal device is only described rather than limited.

[0052] S22. Perform a query in the remittance information databa...

Embodiment 3

[0094] Figure 4 It is a structural diagram of the remittance processing device provided in Embodiment 3 of the present invention. This embodiment is applicable to the situation where a customer conducts domestic remittance through a terminal, and the remittance processing device can be realized by means of software and / or hardware.

[0095] Such as Figure 4 As shown, the remittance processing device provided by the embodiment of the present invention mainly includes an information determination module 41 , a message generation module 42 and a declaration processing module 43 .

[0096] Wherein, the information determination module 41 is configured to determine the remittance information corresponding to the remittance account based on the received remittance account number;

[0097] A message generation module 42, configured to assign a value to the remittance information and generate a remittance message;

[0098] The declaration processing module 43 is configured to perf...

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Abstract

The invention discloses a remittance processing method and device, equipment and a storage medium. The method comprises the steps of determining remittance information corresponding to a remittance account based on the received remittance account; assigning values to key information in the remittance information to generate a remittance message; and performing remittance declaration processing based on the remittance message. According to the technical scheme provided by the embodiment of the invention, through customer information identification and behavior analysis, a service scene is accurately judged through strict service logic, key information is automatically assigned, irrelevant columns are shielded, full-automatic processing of checking, accounting and declaring is completed, theproblems that when remittance service is handled on a bank counter, much manual interference exists in the service processing link, handling time is long, and efficiency is low are solved, handling efficiency of the remittance business is improved, and burdens of bank service personnel are relieved.

Description

technical field [0001] The embodiment of the present invention relates to the technical field of bank data processing, and in particular to a remittance processing method, device, equipment and storage medium. Background technique [0002] At present, when handling remittance business at the bank counter, customers need to manually fill in the remittance statement or transfer statement, and the bank tellers need to manually enter the information on the statement into the background system and convert it into message information. In addition, professional proofreaders are needed to review the information of the message to ensure that the content of the message is accurate. There are many problems in the existing methods of manually entering information and manually proofreading message information. [0003] For example: Invention of foreign exchange remittance, the certificate involves dozens of elements, most of the fields must be filled in English, the customer has difficu...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q40/02G06Q40/04
CPCG06Q20/10G06Q40/02G06Q40/04
Inventor 熊兰君唐业祎方礼蓉汪维王超刘涛戚梦婷孙兵兵董宇肖翔杨代兵李晴马晓媛
Owner CHINA CONSTRUCTION BANK
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