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Credit auditing method and device, electronic equipment and storage medium

A letter of credit and teletext technology, applied in the fields of devices, electronic equipment and storage media, and letter of credit review methods, can solve the problems of trade transaction risks, transaction risks, and increase the cost of reviewing and verifying labor, and achieve the effect of improving efficiency.

Pending Publication Date: 2022-05-13
AGRICULTURAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, it is usually only conducted through manual review. Even experienced and well-trained professional certification experts can only review about 5 documents a day; The repetitive work and heavy workload increase the difficulty of auditing; especially for the audit personnel whose mother tongue is Chinese, it is extremely easy to make various mistakes
[0004] This leads to the need for another professional reviewer to carry out the review and review work at the same time, which obviously increases the labor cost of the review; moreover, the time limit requirement for the letter of credit review is relatively high, and if it is not completed on time, it may face cargo trade. Trading risks, resulting in irreparable losses
Therefore, manual verification not only requires high ability of the verification personnel, but also the traditional method is error-prone and low in efficiency. If the verification is not timely, it will also lead to the risk of trade transactions

Method used

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  • Credit auditing method and device, electronic equipment and storage medium
  • Credit auditing method and device, electronic equipment and storage medium
  • Credit auditing method and device, electronic equipment and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0027] figure 1 It is a schematic flowchart of the letter of credit review method provided in Embodiment 1 of this application, and this embodiment is applicable to the scene of letter of credit review. The method can be performed by a letter of credit review device, which can be implemented in the form of hardware and / or software, and generally can be integrated in electronic equipment such as a computer with data computing capabilities, and specifically includes the following steps:

[0028] Step 101. When the letter of credit data to be reviewed is received, intercept the text field content of each text field in the letter of credit data.

[0029] It should be noted that the pending letter of credit data refers to the data corresponding to the received pending letter of credit, which is generally stored in a message, and its format may not be standardized, and there may be some spelling errors. Therefore, the letter of credit data can be intelligently corrected based on th...

Embodiment 2

[0063] Figure 4 It is a schematic structural diagram of a letter of credit verification device provided in Embodiment 2 of the present application. The letter of credit review device provided in the embodiment of the present application can execute the letter of credit review method provided in any embodiment of the present application, and has corresponding functional modules and beneficial effects for executing the method. The device can be implemented in software and / or hardware, such as Figure 4 As shown, the letter of credit review device specifically includes: an interception module 401 , a clause characteristic output module 402 , and a review module 403 .

[0064] Wherein, the intercepting module is used for intercepting the text field content of each text field in the letter of credit data when receiving the letter of credit data to be reviewed;

[0065] The item feature output module is used to input the content of the message domain into the pre-trained neural n...

Embodiment 3

[0090] Figure 5 A schematic structural diagram of an electronic device provided in Embodiment 3 of the present application, such as image 3 As shown, the electronic device includes a processor 510, a memory 520, an input device 530, and an output device 540; the number of processors 510 in the electronic device may be one or more, Figure 5Take a processor 510 as an example; the processor 510, memory 520, input device 530 and output device 540 in the electronic device can be connected by bus or other methods, image 3 Take connection via bus as an example.

[0091] Memory 520, as a computer-readable storage medium, can be used to store software programs, computer-executable programs and modules, such as program instructions / modules corresponding to the letter of credit review method in the embodiment of the present invention (for example, the interception module 401, item feature output module 402, review module 403). The processor 510 executes various functional applicat...

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PUM

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Abstract

The embodiment of the invention discloses a credit card auditing method and device, electronic equipment and a storage medium. The method comprises the steps of intercepting message domain content of each message domain in credit card data under the condition that the credit card data to be audited are received; for any telegraph text domain, the content of the telegraph text domain is input into a pre-trained neural network model, clause features of the content of the telegraph text domain output by the neural network model are obtained, and the neural network model is a model fusing a directed graph and a bidirectional recurrent neural network; based on the pre-generated certification rule, the clause feature specifications of the telegraph text domains in the engine library and the logical relationship between the telegraph text domains are matched, and the telegraph text domains of the credit card data are checked according to the clause features, so that manual certification can be avoided, and the efficiency is effectively improved.

Description

technical field [0001] The embodiments of the present application relate to the technical field of document review, and in particular to a letter of credit review method, device, electronic equipment, and storage medium. Background technique [0002] With the continuous development of international trade, the types of international letter of credit business of banks are becoming more and more, and the business process of the letter of credit is becoming more and more complicated. The content of the letter of credit is generally written in English and there are many professional languages, which often require the personnel who examine the certificate to have strong English skills. [0003] At present, it is usually only conducted through manual review. Even experienced and well-trained professional certification experts can only review about 5 documents a day; The repetitive work and heavy workload have increased the difficulty of the audit; especially for the examiners whos...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F40/279G06N3/04G06N3/08
CPCG06F40/279G06N3/08G06N3/044G06N3/045
Inventor 李海超
Owner AGRICULTURAL BANK OF CHINA