Auditing method for personal consumption credit

Abstract

The invention is a personal credit consumption audit method, and the method is used in network consumption field, to solve the stolen use or the fraudulent use of plastic cards in network consumption. The method of the invention stores user information in the central servers, and the central server integrates user information, the pre-set audio-visual materials and user identification authentication information, to process the personal credit consumption audit operation, and thus, effectively eliminate the existing technical flaws.

Description

technical field [0001] The invention relates to the field of network consumption, an audit method in the field of consumption, especially a method for auditing personal credit consumption. Background technique [0002] With the change of the times, consumers' consumption patterns have changed from traditional coin consumption to plastic card consumption, and coincided with the rise of the Internet, consumers have become accustomed to various consumptions on the Internet. Regardless of whether consumers go to the store to make purchases in person or through the Internet, most of them use plastic cards to swipe their cards. However, there are hidden doubts about insufficient security when making purchases on the Internet. Therefore, many software manufacturers are Many studies on encryption or encryption methods on cards have been conducted on the Internet to prevent consumers' information from being stolen or to verify whether the card holder is himself or not. [0003] Many...

AI Technical Summary

Problems solved by technology

[0007] In the above-mentioned known patented technologies, there are concerns about insufficient security. For example, when the No. 460849 patent and the No. 473681 patent are implemented, relevant information is easily stolen by hackers during the transmission or network transfer process, and the No. 200415902 patent and No. Patent No. 200421147, although biometric identification is added, it still cannot avoid the doubt that credit card data will be stolen during transmission

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