The invention relates to the field of environmental protection, and discloses a low-energy chemical field-driven organic pollutant degradation catalyst and an application thereof. The catalyst can efficiently degrade azo dyes, nitro compounds and various other organic pollutants without providing additional energy. The catalysis system uses formate as an assistant, metallic palladium, silver, gold, platinum and iridium are used as catalytic active main bodies and are supported on the surface of a carrier oxide, C-H bonds in formate radicals are broken when the formate ions in a mixed solutionof the formate and organic pollutants are in contact with a transitional noble metal interface in order to form reactive oxygen species, the reactive oxygen species include hydroxyl radicals, hydrogenperoxide radicals, carbonate radicals and the like, and the generated free radicals rapidly oxidize adsorbed organic matters into small-molecular substances which can be naturally degraded, or even nontoxic water, CO2 or carbonates. The catalyst has the advantages of extremely high efficiency in organic pollutant degradation treatment, low cost, stable catalysis system and high recycling rate.