Online financial trading method of partition type money competitive bidding mechanism

A financial transaction, segmented technology, applied in finance, commerce, instruments, etc., can solve problems such as the inability to truly achieve investment, wealth management and capital scheduling.

Inactive Publication Date: 2007-10-31
SHACOM COM
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

But in fact, it can only use the Internet as the transmission medium of transaction information to replace part of the counter business. The actual transaction process is no different from the general transaction procedure. Obviously, this method does not make full use of the characteristics of the Internet with a large number of users. For example, the aforementioned method cannot know who has savings or financing needs from the vast number of Internet users, so that it is impossible to conduct credit investigations on financiers in advance, and gather savers and financiers on the platform at the same time to conduct online finance directly trade
Therefore, most online financial transactions cannot really achieve the purpose of investment and financial management and capital allocation

Method used

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  • Online financial trading method of partition type money competitive bidding mechanism
  • Online financial trading method of partition type money competitive bidding mechanism
  • Online financial trading method of partition type money competitive bidding mechanism

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Embodiment Construction

[0022] The present invention relates to an online financial transaction method with split membership bidding mechanism, which uses a management server to accept membership applications through the Internet, and has a database in the management server to store relevant information; Credit investigation, after the credit status of dynamic credit investigation members, a credit limit is given to them; in addition, the management server will target each member and set up transaction combinations with different periods, and each member can choose to join the appropriate transaction combination according to his own credit limit And participate in the bidding activities of each transaction portfolio.

[0023] The online financial transaction method of the split membership bidding mechanism is a transaction combination established by the management server, which divides the membership amount of each period into P units; members who participate in the transaction combination in each per...

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Abstract

This invention relates to one online financial trade method of division bide mechanism, which comprises the following steps: using one management servo to receive member requirement through network and denoting the member credit status with one ratio through dynamic communication member; management servo uses each member as subject to form different trade combination and each member selects property trade combination in part of each bide actions of trade combination.

Description

technical field [0001] The present invention relates to an online financial transaction method with a split-type membership bidding mechanism, in particular to an online financial transaction method that can improve online financing, savings, wealth management benefits and financial management efficiency, increase members' participation in transaction combinations, and improve participants' willingness to bid and An online financial transaction method to increase savings income. Background technique [0002] The development of the Internet has changed the entire industrial economic structure; at the same time, it has changed the appearance of the financial world without any material form. In the era of the digital economy, the nature of the banking industry has changed. In the past, the lifeblood of the banking industry was "currency", but now it is "information". As far as the so-called Internet banking is concerned, it only e-transforms the existing banking business. It o...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q40/00
Inventor 简永松
Owner SHACOM COM
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