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Self-help collection vehicle, collection system and collection method

A technology of deposits and automobiles, which is applied to the complete banking system, complete banking system, instruments, etc., can solve the problem that the security of the door-to-door collection business cannot be effectively guaranteed, so as to eliminate the possibility of self-stealing and improve collection efficiency , the effect of high economic benefit

Active Publication Date: 2008-07-16
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This method completely relies on manual identity verification, manual guarding of the cash box and transportation, so that the security of the door-to-door collection business cannot be effectively guaranteed

Method used

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  • Self-help collection vehicle, collection system and collection method
  • Self-help collection vehicle, collection system and collection method
  • Self-help collection vehicle, collection system and collection method

Examples

Experimental program
Comparison scheme
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Embodiment 1

[0029] As shown in FIG. 5 , it is a self-service deposit compartment of a self-service deposit vehicle, in which there are: a self-service deposit machine 501 , a camera 502 and a delivery window 503 . The delivery window 503 is connected with the self-service deposit machine 501 and controlled by the self-service deposit machine 501 .

[0030] As shown in Figure 6, the self-service deposit machine 501 includes: a central processing unit, and a wireless radio frequency unit connected thereto, a card reader, a printer, a display screen, a keyboard and a memory, and the memory stores: a deposit service module, an identity authentication module and Delivery window control module.

[0031]After the deposit car arrives at the customer's location, the customer opens the door of the deposit car with a magnetic card (or other medium), then inserts the magnetic card into the card reader of the self-service deposit machine 501 and performs deposit operations on the keyboard, and the sel...

Embodiment 2

[0037] This embodiment is a self-service collection system, which includes an identity authentication system, a POS subsystem, a communication network, and a POS machine. The identity authentication system provides customers with an information processing system that realizes the authentication of cashiers through door-to-door POS machines. The POS subsystem is a system that handles customer input and output processing when the bank conducts door-to-door collection. The POS machine can be a wired POS or a wireless POS. The communication network is the public telephone transmission network or mobile communication network provided by the telecom operator.

[0038] As shown in Figure 8, in order to realize the schematic diagram of the self-service deposit box self-service deposit compartment of the bank's door-to-door collection service, the described self-service cash collection vehicle includes: a car body, a self-service deposit compartment and a cash transport compartment, a...

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Abstract

The invention provides a self-help money-collecting vehicle, a money-collecting system and a money-collecting method. The self-help money-collecting vehicle comprises a motor vehicle body, a self-help deposit chamber and a cash chamber, wherein, a delivery window is arranged between the self-help deposit chamber and the cash chamber, and a self-help deposit device is arranged in the self-help deposit chamber, wherein the self-help deposit device comprises: a system verification unit which is used for identity verification of a self-help money-collecting client through an appointed mode with a vehicular system; an input unit which is used for inputting deposit information; a display which is used for displaying the deposit information; a memory unit which is used for storing a deposit application program; and a central processing unit which is used for calling the deposit application program and controls the operations of the keyboard and the display. The delivery window is used for delivering a money bag from the self-help deposit chamber to the cash chamber, and the opening and closing of the delivery window is under the control of the central processing unit. Thus, the invention improves the safety of the door-to-door money-collecting service.

Description

technical field [0001] Invented the bank collection technology, especially the security and authentication technology of the bank's door-to-door collection, specifically a self-service collection vehicle, collection system and collection method. Background technique [0002] The door-to-door collection service has gradually become the main service item of the bank's cash business, and while providing customers with a full range of financial services, the door-to-door collection has become an important financial service product in the bank's financial service products. [0003] However, the door-to-door payment collection business outside the cabinet is a high-risk business, so how to collect money at the door and how to transport the money after collection has become a technical problem for the door-to-door collection business. [0004] In the prior art, door-to-door collection generally adopts written materials such as the photo and identity information of the payee to be c...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G07G1/12G07F7/08
Inventor 胡立平时淑宁秦星阶黄朝纲李宏杲永
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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