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Client self-service processing equipment as well as self-service authority authentication system and method

A self-processing and customer technology, applied in the field of identity security authentication, can solve problems such as reducing security and wasting system resources, and achieve the effect of reducing management costs, saving system resources, and improving level and security.

Inactive Publication Date: 2011-09-07
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] In short, due to the lack of functions or security of the existing bank self-service equipment, many businesses that can be handled outside the cabinet cannot be handled outside the cabinet and customer self-service processing, which reduces security and wastes system resources.

Method used

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  • Client self-service processing equipment as well as self-service authority authentication system and method
  • Client self-service processing equipment as well as self-service authority authentication system and method
  • Client self-service processing equipment as well as self-service authority authentication system and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0030] Such as figure 1 As mentioned above, the present embodiment provides a customer self-service processing device 100, which is connected to the bank background server (not shown in the figure), and the customer self-service processing device 100 includes: a central processing unit 101, a customer information input device 102, a customer information Acquisition device 103, cash deposit and withdrawal processing device 104, within-limit cash withdrawal button 105, over-limit cash withdrawal button 106, agreement signing button 107, small account cancellation button 108, self-service authorization business button 109, display 110 and printer 111.

[0031] Customer information input device 102, customer information collection device 103, cash deposit and withdrawal processing device 104, cash withdrawal button 105 within the limit, cash withdrawal button 106 over the limit, agreement signing button 107, small account cancellation button 108 and self-service authorization busin...

Embodiment 2

[0046] Such as figure 2 As shown, the present embodiment provides a self-service authorization authentication system, the self-service authorization authentication system includes: a plurality of customer self-service processing equipment 100, self-service service remote authorization terminal 200, customer self-service access front-end processor 300 and bank background server 400.

[0047] The customer self-service safety processing device 100 is connected to the customer self-service access front-end machine 300 through the bank internal network, and the customer self-service access front-end machine 300 is connected to the bank background server 400 through the bank internal network. The business remote authorization terminal 200 is connected to the bank's background server 400 through the bank's internal network.

[0048] The customer self-service security processing device 100 is the core of the self-service authorization authentication system. The customer self-service...

Embodiment 3

[0086] Such as Figure 5 As shown, this embodiment provides a self-service authorization authentication method (simple authentication and authorization processing business process), the method includes:

[0087] The customer self-service processing device sends a cash withdrawal request within the limit to the customer self-service access front-end processor S501; the customer self-service access front-end processor formats the cash withdrawal request within the limit and sends it to the bank background server S502; the bank background server Perform security authentication on the customer's identity, generate cash withdrawal within the limit request feedback information and send the cash withdrawal within the limit feedback information to the customer's self-service access front-end processor S503; the customer's self-service access front-end processor receives the cash withdrawal within the limit feedback information, and format the cash withdrawal feedback information withi...

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PUM

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Abstract

The invention provides client self-service processing equipment as well as an authority authentication system and method. The system comprises the client self-service processing equipment, a self-service remote authority terminal, a client self-service access front-end processor and a bank backstage server, wherein the client self-service processing equipment comprises a client information input device, a client information collection device, a currency access processing device, a limited withdrawal button, an over-limit withdrawal button, a protocol signing button, a small account closing button and a self-service authority service button; and the bank backstage server comprises a limited withdrawal processing device, an over-limit withdrawal processing device, a standard protocol signing processing device, a small account closing processing device, a self-service authority service processing device, a data processing device and an information identification processing device. The invention adopts different client identity secure authentication technologies according to self-services of clients, and performs identity authentication and security verification on clients, so that the self-service handling level and security of the clients are improved.

Description

technical field [0001] The present invention relates to identity security authentication technology, in particular to identity security authentication technology based on banking system, and in particular to a customer self-service processing device, authorization authentication system and method. Background technique [0002] In the prior art, the proportion of self-service processing of account management business and some cash business in bank service outlets is generally relatively low (i.e., the rate of leaving the cabinet is low), the risk control ability is also weak, the management cost is high, and the resource consumption is large. Therefore, customers When handling account management business and some cash business, you usually need to go to the bank counter to handle it. [0003] When doing self-service handling of account management business and some cash business, the following problems usually exist: [0004] The security performance of the existing self-serv...

Claims

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Application Information

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IPC IPC(8): G07F19/00H04L29/06G06Q40/00
Inventor 沈新力董宏勋袁萍张延挺邢雷孙琪谭映峰李宗俐
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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