Data processing method and data processing equipment

Abstract

The invention discloses a data processing method and data processing equipment. The data processing method includes that a terminal determines batch-submitting offline data, needing accounting treatment, of an account to which the terminal belongs; the terminal uploads the batch-submitting offline data by means of wireless communication; the batch-submitting offline data uploaded by the terminal by means of wireless communication are received; receiving information of the batch-submitting offline data is returned to the terminal, and accounting treatment is performed on the account to which the terminal belongs according to the offline data; the batch-submitting offline data are cleared after the terminal receives returned successful receiving information of the batch-submitting offline data. By the method and the equipment, line application and using cost of acquiring merchants can be saved, online acceptance of offline transactions can be realized, and network supporting and receipt printing are not needed. During batch settlement operation, a bank network is accessed through mobile banking, so that investment on acquiring lines are greatly saved; adding of extra equipment is not needed, and only an intelligent machine with a near field wireless communication (NFC) technology function is needed, so that flexibility of acquiring service is greatly improved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a data processing method and equipment. Background technique [0002] POS (point of sale, sales terminal) is a multi-functional terminal. It is installed in the special merchants and acceptance outlets of credit cards and connected with computers to form a network to realize automatic transfer of electronic funds. It supports consumption, pre-authorization, Functions such as balance inquiry and transfer. figure 1 It is a schematic diagram of the basic architecture of the existing POS acquiring system, figure 1 In PSDN (Packet Switched Data Network, Packet Switched Data Network) is a communication network that uses packets (Packet) as the basic data unit for data exchange. VPN (Virtual Private Network, Virtual Private Network) refers to the establishment of private The network technology, the reason why it is called a virtual network, is mainly because the connection b...

AI Technical Summary

Problems solved by technology

[0006] However, there are only these two types of acquiring systems in the above-mentioned prior art, but the threshold for opening an account is relatively high, the acquiring environment is poor, and the acquiring process is cumbersome.

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