Method and device for improving electronic payment safety

Abstract

Methods and apparatus for increasing security of an electronic payment are provided.By monitoring that an application program used for the electronic payment starts running in a terminal apparatus,whether another currently-running program in the terminal apparatus has a keyword existed in a pre-set security-threat program listing is checked.The another currently-running program having the keyword existed in the pre-set security-threat program listing is then terminated. An exemplary apparatus can include a monitoring module,a keyword checking module,and / ora first processing module.

Description

technical field [0001] The invention relates to the security technology of terminal equipment, in particular to a method and device for improving the security of electronic payment. Background technique [0002] Electronic payment refers to the parties involved in electronic transactions, including consumers, manufacturers and financial institutions, using secure electronic payment means to conduct monetary payment or capital transfer through the network. With the popularization of mobile terminals such as smart phones and tablet computers, electronic payment, as a very practical function of mobile terminals, is increasingly recognized by people. [0003] The existing electronic payment security technology mainly adopts encryption of communication data, authentication of payment software through means such as certificates, or encryption of locally stored data to ensure the security of electronic transactions. However, the above three methods all start from the transaction d...

AI Technical Summary

Problems solved by technology

However, the above three methods all start from the transaction data or the transaction software itself, ignoring the security of the electronic payment software operating environment, and a safe operating environment is the basic guarantee for the security of electronic payment. No matter how good the security measures of the payment software itself are, the security of electronic payment cannot be effectively guaranteed. For example, if there is screen capture software in the operating environment, the Trojan horse program can completely capture the input screen when the user enters the payment account number and other information and then send to a third party, so that the user's payment account and other information are illegally leaked

Another example: now there are some malicious programs that monitor the user's keyboard operations. These malicious programs record the keyboard information and send it to the server. As a result, the security information such as the password and verification number entered by the user through the keyboard is illegally stolen by others.

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