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Business processing method and system of self-service device

A self-service terminal and business processing technology, applied in the complete banking system, complete banking system, parts of ATMs, etc., can solve problems such as increasing the possibility of leakage, reducing user experience, increasing time, etc. The effect of enhancing the user experience

Active Publication Date: 2016-10-05
SHENZHEN YIHUA COMP +2
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] The purpose of the embodiment of the present invention is to provide a self-service terminal business processing method and system, aiming at solving the problem that the existing method of preventing the cardholder from forgetting the bank card in the CRS after withdrawing money will bring great inconvenience to the user's business handling. Inconvenient, greatly increasing the time for users who need to handle multiple businesses at one time, increasing the possibility of leaks and reducing the user experience

Method used

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  • Business processing method and system of self-service device

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Embodiment Construction

[0049] In order to make the object, technical solution and advantages of the present invention more clear, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0050] figure 1 It shows a self-service terminal business processing method provided by the embodiment of the present invention, which is characterized in that it includes:

[0051] In S101, when the user handles the withdrawal / transfer business with the card, calculate the security evaluation value of this business according to the risk index.

[0052] In this embodiment, before S101, it also includes: detecting whether the cardholder has successfully withdrawn cash before handling this business; ; If not, enter the normal business process.

[0053] In this embodiment, the risk indicator inc...

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Abstract

A business processing method and system for a self-service terminal, relating to the technical field of self-service terminals. The method includes: when a user handles a withdrawal / transfer business with a card, calculate the security assessment value of the transaction according to the risk index; determine whether the security assessment value is greater than a preset threshold; if the security assessment value is greater than the preset threshold, then Enter the normal business process; if the security evaluation value is less than or equal to the preset threshold, the user will be authenticated; if the verification is passed, continue to process the business process until it is completed; if the verification fails or the verification times out, it will be terminated This business process. The present invention can reduce the security risks of user account funds while facilitating user operations and enhancing user experience.

Description

technical field [0001] The invention belongs to the technical field of self-service terminals, and in particular relates to a service processing method and system of a self-service terminal. Background technique [0002] CRS (Cash Recycling System, automatic cyclic deposit and withdrawal machine), also known as automatic deposit and withdrawal machine, is a highly sophisticated mechatronics device. CRS uses magnetic card code cards or smart cards to realize self-service financial transactions, replacing the work of bank counter staff; it can withdraw cash, make cash deposits, check account balances, and transfer funds between accounts. Cardholders can use credit cards or debit cards on ATMs to handle automatic withdrawals, balance inquiries, transfers, cash deposits, and password changes based on passwords. The emergence of automatic teller machines has brought a lot of convenience to people, but there are certain security risks when a large number of automatic teller machi...

Claims

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Application Information

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IPC IPC(8): G07F19/00
CPCG07F19/20G07F19/203G07F19/209
Inventor 谢卫平王庆华王光华谢兴锋杨全领黄以光
Owner SHENZHEN YIHUA COMP