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Visual intelligent card and authentication and payment method based on visual intelligent card

A smart card and authentication information technology, applied in the field of visual smart cards, can solve the problems of lack of writing and authentication, inconvenient use, etc., and achieve the effect of complete functions and convenient use

Inactive Publication Date: 2017-06-13
SHANGHAI PUJIANG SMART CARD SYST CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In view of the shortcomings of the prior art described above, the present invention provides a visual smart card and an authentication payment method based on the visual smart card, which are used to solve the problem that the visual smart card in the prior art can only be used to display electronic cash Non-sensitive information such as balance, transaction details, and card-issuing bank custom data do not have the functions of writing and authentication. When the above-mentioned visual smart card is used for information transactions, other devices need to be used for authentication to complete information interaction, which is not enough Convenience question

Method used

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  • Visual intelligent card and authentication and payment method based on visual intelligent card
  • Visual intelligent card and authentication and payment method based on visual intelligent card
  • Visual intelligent card and authentication and payment method based on visual intelligent card

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Experimental program
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Embodiment 1

[0046] see figure 1 , the present invention provides a visual smart card, the visual smart card includes: a financial chip 1; a display processing system 2, the display processing system 2 includes a display module 21 and a writing processing module 22; the writing processing module 21 Connected to the financial chip 1, suitable for writing the authentication information (private key) required for information exchange when the financial chip 1 interacts with the outside world, and binding and encrypting the authentication information and operation information Send to the authentication system (not shown) to use the public key for authentication, and when the authentication is passed, the authentication passing information is fed back to the financial chip 1 to complete information interaction.

[0047] As an example, the financial chip 1 is a security chip with functions of one card and quick payment.

[0048] As an example, the authentication system may be, but not limited ...

Embodiment 2

[0060] Please combine Figure 1 to Figure 3 refer to Figure 4 , the present invention also provides an authentication payment method based on the visual smart card described in Embodiment 1, the authentication payment method comprising the following steps:

[0061] 1) Send an authentication request when the financial chip interacts with the outside world;

[0062] 2) writing authentication information required for information interaction in the writing processing module according to the authentication request;

[0063] 3) Binding and encrypting the authentication information and operation information and sending them to the authentication system for authentication;

[0064] 4) When the authentication is passed, the authentication pass information is fed back to the financial chip, and the financial chip completes the information interaction with the outside world.

[0065] As an example, in step 1), the financial chip 1 sends an authentication request to the display process...

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PUM

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Abstract

The invention provides a visual intelligent card and an authentication and payment method based on the visual intelligent card. The visual intelligent card comprises a financial chip and a display processing system, and the display processing system comprises a display module and a writing processing module; the writing processing module is connected to the financial chip, is used for writing information needed by information exchange when the financial chip conducts information interaction with the outside, sends authentication information and operation information to an authentication system to perform authentication after conducting bonding and encryption on the authentication information and the operation information, and feeds back passing-authentication information to the financial chip when authentication is passed to complete the information interaction. The visual intelligent card has a writing and data processing function, has a display function, and meanwhile can complete authentication information writing, authentication information authentication and the information interaction without the help of other equipment when conducting the information interaction with the outside, and has the advantages of being complete in function and convenient to use.

Description

technical field [0001] The invention relates to the technical field of visual smart cards, in particular to a visual smart card and an authentication payment method based on the visual smart card. Background technique [0002] With the advancement of electronic science and technology, financial services such as ATM, electronic payment, online payment, and QUICKPASS have made people's lives more convenient and faster. People are increasingly dependent on these services, and they have gradually become an indispensable part of life. . Traditional magnetic stripe bank cards have small information capacity and there are certain security risks. Financial IC cards and their extended visual smart cards are gradually replacing the original traditional magnetic stripe bank cards; financial IC cards are also called chip bank cards, which use chips as the medium The chip card has a large capacity and can store information such as keys, digital certificates, and fingerprints. After load...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/40975
Inventor 简永杰
Owner SHANGHAI PUJIANG SMART CARD SYST CO LTD