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A dual-server multi-factor authentication method for mobile payment scenarios

A dual-server, mobile payment technology, applied in the computer field, can solve problems such as user privacy leakage

Active Publication Date: 2021-03-30
XIDIAN UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The technical problem to be solved by the present invention is to provide a dual-server multi-factor authentication method for mobile payment scenarios, which effectively solves the leakage of user privacy caused by the leakage of user fingerprint information in the mobile payment scenario. question

Method used

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  • A dual-server multi-factor authentication method for mobile payment scenarios
  • A dual-server multi-factor authentication method for mobile payment scenarios
  • A dual-server multi-factor authentication method for mobile payment scenarios

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Embodiment Construction

[0072] The present invention provides a dual-server multi-factor authentication method for mobile payment scenarios, using passwords, fingerprint information and dynamic verification codes as identity verification factors, the Web server and the authentication server jointly verify the user's identity, and fully considering the user's needs, according to Authentication privacy degree, choose different identity authentication factors, and provide authentication with different security levels. When the user only needs to log in to the account and check the account information, the basic user authentication is adopted, and the user name and password are selected as authentication factors to achieve low security level authentication; when the user needs to conduct transactions, the transaction user authentication is adopted and the dynamic verification code is used And fingerprints are used as authentication factors to achieve high-level security authentication.

[0073] see figu...

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Abstract

The present invention discloses a double-server multifactor authentication method for mobile payment conditions. According to the method, double-server authentication and multi-factor authentication-combined mode is adopted so as to provide strong authentication for the mobile payment conditions; different identity authentication factors are selected according to the privacy degree of authentication, so that authentication of different security levels can be provided; and therefore, the reliance of a user on a password is effectively reduced, the problem of the leakage of the first fingerprintinformation of the user caused by attacks against servers can be solved, the reliability of the authentication can be enhanced, the security of the data of the user can be improved, and the privacy of the user can be protected.

Description

technical field [0001] The invention belongs to the technical field of computers, and in particular relates to a dual-server multi-factor authentication method for mobile payment scenarios. Background technique [0002] Since the authentication method based on username-password has disadvantages such as easy disclosure and low reliability, and excessive password management makes the user experience unsatisfactory, users are eager to get rid of the shackles of passwords and seek a new authentication method. Therefore, the multi-factor authentication method based on biometrics has won people's favor for its simplicity, convenience, and high reliability. At present, the authentication technology based on biometrics, especially fingerprint information, is very mature, especially in mobile payment scenarios, it is not very common. In existing solutions, biometric information is generally stored on the server side. [0003] Shen H, Gao C, He D, et al. published their paper "New ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L29/06H04L9/32G06Q20/40
Inventor 杨力韩孜怡司杨涛张程辉庞晓健王焱济
Owner XIDIAN UNIV