Security verification system and method
A technology for security verification and verification of information, applied in payment systems, electronic vouchers, payment system structures, etc., can solve problems such as insufficient payment evidence, platform loss, and insufficient payment security, so as to reduce the number of user complaints and payment security evidence collection , improve the chain of evidence, and improve the effect of security
Inactive Publication Date: 2018-07-17
上海安趣盈科技有限公司
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Problems solved by technology
The disadvantage of the existing solution is that the consumption may not be done by the person himself. After the personal information is lost, others may use the person to consume; Complain and apply for a refund, causing losses to the platform
[0004] In order to solve the problems of insufficient payment evidence and insufficient payment safety in the existing payment field, the present invention proposes a security verification system and method, which saves information such as consumer electronic certificates, electronic signatures, and user signatures, and checks the user's Identity information and electronic credential information for verification
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[0041] In the following detailed description, reference is made to the accompanying drawings which form a part hereof. In the drawings, similar symbols typically identify similar components, unless context dictates otherwise. The exemplary embodiments described in the detailed description, drawings, and claims are not intended to be limiting. Other embodiments may be utilized, and other changes may be made, without departing from the spirit or scope of the present subject matter. It is to be understood that various configurations, substitutions, combinations, designs of the various aspects of the present invention generally described herein and illustrated in the accompanying drawings are possible, all of which expressly constitute the present invention. part.
[0042] figure 1 A schematic diagram of a security verification system framework of the present invention is shown. Depend on figure 1 It can be seen that the security verification system includes a first unit, a s...
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The invention discloses a security verification system and method. The system comprises a first unit, a second unit and a third unit. The first unit receives first user authentication information, verifies a user identity, receives authorization of applying to open up an electronic signature, reserves a first user signature, and generates user identity information; the second unit receives seconduser authentication information, generates verification information according to the second user authentication information, verifies the user identity, reserves a second user signature, and generatesan electronic bill; and the third unit calls and verifies the electronic bill, and obtains a security verification result. The invention furthermore discloses the security verification method. By useof secure, simple and convenient technical means, the security of payment transaction is improved.
Description
technical field [0001] This application relates to the field of information security technology. More specifically, it relates to a security verification system and method for transactions. Background technique [0002] With the widespread use of Internet technology in various fields of social life in our country, third-party payment has become a very important payment method now. According to UnionPay data, in 2015 UnionPay’s POS transactions totaled approximately 37.7 trillion yuan, of which the bank acquiring part was 23.3 trillion yuan, a year-on-year decrease of 9.1%, and the third-party acquiring part was 14.4 trillion yuan, a year-on-year increase of 73.4%. Based on data from the central bank and UnionPay, the proportion of third-party bank card acquiring transaction volume in the overall third-party payment transaction volume dropped from 46% in 2013 to 25% in 2016, and the released market is dominated by third-party acquiring and mobile payment. seize. According ...
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IPC IPC(8): G06Q20/40G06Q20/38G06Q20/04
CPCG06Q20/3821G06Q20/3825G06Q20/4014G06Q20/047
Inventor 程鹏辉
Owner 上海安趣盈科技有限公司