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Electronic transaction system for bills

A transaction system and electronic technology, applied in data processing applications, instruments, finance, etc., can solve problems such as non-intermediary transactions, insecurity, and no platform, and achieve the effects of ensuring trust, improving utilization, and ensuring security

Pending Publication Date: 2019-04-19
江苏银承网络科技股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] This application aims to solve the problem of unsafe transactions between traditional bills point-to-point and person-to-person without platforms and intermediaries, improve an efficient matching transaction information, and help high-quality assets quickly find high-quality funds, and high-quality funds quickly find high-quality funds. Asset trading platform system

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0040] The technical scheme of the present invention is described in further detail below:

[0041] An electronic bill transaction system, including an account module, a bill transaction module, and an evaluation module;

[0042] The account module includes a platform account module and a bank electronic account module;

[0043] Platform account includes seller account unit and buyer account unit;

[0044] Wherein: the seller account number unit includes a bill information storage area and a seller ID storage identification area, wherein the bill information storage area stores the bill information output by the bill reading unit, and the bill information includes bill expiry time, bill amount, face preview, bill acceptor type, bill acceptor name, bill endorsement information and bill bid price; the ID storage identification area is used to store the seller ID, the bill ID for sale in the seller ID and the seller information;

[0045]The buyer unit includes a buyer's bill da...

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PUM

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Abstract

The invention discloses an electronic transaction system for bills. The system comprises an account module, a bill transaction module and an evaluation module, The account module comprises a platformaccount module and a bank electronic account module; Wherein the platform account comprises a seller account unit and a buyer account unit; The seller account unit comprises a bill information storagearea and a seller ID storage identification area; the bill information comprises bill expiration time, a bill amount, a bill face preview, a bill holder type, a bill holder name, bill endorsement information and a bill bidding price; The buyer unit comprises a buyer bill data acquisition end and a buyer ID storage identification area; The bill transaction module comprises a buyer transaction module, a seller transaction module, an order matching module and an order transaction module; The buyer transaction module comprises a purchase unit, a bidding transaction unit, a directional transactionunit, a price transaction unit and an ordering unit; And the bank electronic account module comprises a bank freezing interface, a bank unfreezing interface and a bill information verification module.

Description

technical field [0001] The invention relates to an electronic bill transaction system, which belongs to the field of digital bill transaction. Background technique [0002] There are many industry pain points in bill trading [0003] 1. Unsafe delivery: bill cases have become more frequent (the 10 million electronic bill back-flip case on September 26 involved two well-known bill companies), and the amount involved in the case has been small-amount developed (someone has cheated hundreds of thousands of small bills this year), relying on The risk control established by morality and trust is a pseudo-risk control. [0004] 2. Information asymmetry: ticket holders place orders, inquire and quote through WeChat groups and Moments. Information is scattered and inefficient, and there is a lack of a centralized and professional ticket information exchange platform. [0005] In the past two decades, 400,000 to 500,000 bill brokerage practitioners have been born across the country...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06Q40/02
CPCG06Q40/02G06Q40/04
Inventor 曹石金曾飞雷福安
Owner 江苏银承网络科技股份有限公司
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