Payment system

A fee payment and call fee technology, applied in the payment system structure, complete banking system, complete banking system, etc., can solve the problems of users' sense of resistance, increase the number of users who come to the store, and the high handling fee of automatic transaction devices, so as to prevent leakage Effect

Inactive Publication Date: 2006-02-15
OKI ELECTRIC IND CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] (3) The handling fee of the automatic transaction device is high, and there are complex restrictions on the financial institutions that can be used in different time periods, whether there is a handling fee, etc., so users feel conflicted
[0015] (6) Increase the number of customers who come to the store

Method used

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Embodiment Construction

[0040] Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings.

[0041] FIG. 1 is a diagram showing the configuration of a fee payment system in an embodiment of the present invention.

[0042] 10 in the figure is a portable terminal device carried and operated by a user, such as a mobile phone, a PHS phone, and the like. It may also be a digital cordless phone, an IP (Internet Protocol 1) phone, a portable information terminal, a PDA (Personal Digital Assistant), and the like. Computing components such as CPU and MPU, storage components such as semiconductor memory and magnetic disk, display components composed of CRT, liquid crystal display, LED display, etc., input components such as keyboards, sound output components such as speakers, sound input components such as microphones, and communication components, etc. . Any type of device may be used as long as it has a mobile communication function. In addition, the above...

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PUM

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Abstract

PROBLEM TO BE SOLVED: To eliminate a need of a transfer slip to prevent the leakage of personal information of a user written in the transfer slip by allowing the user to pay a telephone charge of his or her personal digital assistant by operating the personal digital assistant to only call a telephone number displayed on a display device of an automatic transaction machine, to improve the use rate of the automatic transaction machine, and to increase the number of automatic transaction machines. ŽSOLUTION: The charge payment system includes a personal digital assistant 10 which is operated by the user and is provided with a mobile communication function, a communication carrier computer 12 for managing the telephone charge of the personal digital assistant 10, an automatic transaction machine 11 which is operated by the user to pay the telephone charge, and a host computer which is connected to the automatic transaction machine 11 and performs processing of an accounting system. The automatic transaction machine 11 displays the telephone charge of the personal digital assistant 10. Ž

Description

technical field [0001] The present invention relates to a fee payment system. Background technique [0002] In the past, as a fee for using portable terminal devices such as mobile phones and PHS (Personal Handy-Phone System) telephones, communication departments such as mobile phone companies that provide mobile phone services using portable terminal devices paid for the above-mentioned portable terminal devices. The user charges a fee, and sends the transfer bill to the user. Then, the user goes to a bank, a financial cooperative, a branch of a financial institution such as a post office, etc. to submit the above-mentioned transfer bill and entrusts transfer to pay for the above-mentioned call fee. In addition, since automatic transaction devices such as ATMs (Automatic Teller Machines: automatic cash advance payment machines) installed in business offices can be operated by users themselves to perform various financial transactions, it is also possible to operate the abo...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00H04M11/00G07F19/00G07D9/00H04W4/00H04W4/24H04W8/20
Inventor 岩崎悟
Owner OKI ELECTRIC IND CO LTD
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