Self-service deposit equipment for banking

Abstract

The present invention relates to a self-service banking apparatus featuring among its modules a depositary module (1), including simultaneously, within itself, the following sub-modules: a bar code reader (6), a magnetic character reader (CMC7) (7); a scanner for image capture (8); a printer for deposited documents (9); a deposited documents accumulating device (10); a device for stacked document return (11); a recognizer of valid bills (12); an organized modular cassette (13) formed by various independent sub-modules (14), each one with a respective document stacking device; a transport channel (15); and a bill conveyor (16) to associate one organized cassette (13) to another organized cassette (17) which is also provided with a transport channel (18) and sub-modules (19), and inclusion of this cassette (17) in a bill dispenser device (20); the organized cassettes (13) and (17) which are self-locking, and consist of the following modules: a cassette cover (21); a cover lock module (22); a deposit compartment (23), a cassette retention module (24), and a retention pin (25).

Description

FIELD OF THE INVENTION [0001] This invention relates generally to the technique used in self-service bank equipment directed for the automation and decentralization of bank services in general is well known and used more and more in the marketplace. With this equipment, the user (a client or bank employee) uses an appropriate interface to request and obtain certain services, directly interacting with the equipment, without the involvement of another person. BACKGROUND OF THE INVENTION [0002] Among the various types of known self-service equipment, there are those that provide a unique and specific service to users, and others providing more than one service, depending on how many and which modules this equipment possesses. Thus, automatic teller machines (ATMs) are well known; some of them include deposit terminals, withdrawal terminals, consultation terminals, check dispensers, and others. [0003] More specifically in relation to bank self-service equipment provided with integrated ...

AI Technical Summary

Benefits of technology

[0022] Another innovation provides an “organized cassette” able to direct the different received documents to specific compartments (one for receiving envelopes, one for receiving checks, and several for receiving bills, separating them according to their value). Additionally, when receiving checks and/or currency bills, this organizer cassette is able to organize them all in the same position, in vertical and/or horizontal stacks, allowing for the best use of space since it groups a large number of documents in a very small space. This facilitates the subsequent forwarding of received documents after the authorized opening of the sealed cassette.

[0023] As well, this new organized cassette allows for the introduction of another great innovation: the

Problems solved by technology

The inconvenience of this printer type is that, many times, its ink becomes depleted without the user's knowledge, resulting in many envelopes being deposited without due depository identification, requiring later tracking work to locate this information.

The result of this is that many times the user is not completely satisfied with the self-service equipment available at a certain site.

For example, if the user has many checks and/or a very high value in currency to deposit and the depository equipment provided accepts only individual deposits of checks

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