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Mobile electronic business micro-payment scheme based on trust model

A technology of e-commerce and trust model, which is applied in the field of information security, control and decision-making, security management and security control of mobile e-commerce micro-payment network system, and can solve the problem that there are many rounds of protocol interaction and it is difficult to apply to the mobile e-commerce micro-payment environment , high calculation cost and other issues, to achieve the effect of preventing fraud

Inactive Publication Date: 2011-06-29
朱建明
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] The present invention aims at the problems of high calculation cost, many rounds of protocol interaction, potential safety hazards and difficulty in applying mobile e-commerce micro-payment environment in the current electronic payment system security field, and combines the development status and characteristics of mobile e-commerce, and proposes a Mobile e-commerce micropayment scheme based on trust model

Method used

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  • Mobile electronic business micro-payment scheme based on trust model
  • Mobile electronic business micro-payment scheme based on trust model
  • Mobile electronic business micro-payment scheme based on trust model

Examples

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Embodiment Construction

[0024] The implementation steps of the mobile e-commerce micropayment scheme based on the trust model are as follows:

[0025] (1) Initialization phase

[0026] The mobile user mu uses the existing large-amount payment system to purchase a prepaid payment chain from the PSP through the mobile device at time t. root value P NRepeatedly apply the one-way Hash function h(x) to generate the payment Hash chain and establish the initial token. The hash chain only has monetary value after the PSP of the user's choice has issued a certificate. In order to obtain a certificate issued by a PSP, a mobile user can use a large payment protocol, and at the same time transfer the final value P 0 , the total amount Value(sp, mu), the Hash chain length N(.), and the local service provider SP are sent to the PSP through a secure channel. Here, N(τ -1 (mu)) is a function of the trust degree of mu, that is, the Hash chain length dynamically adjusts the Hash chain length and security level ac...

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Abstract

The invention discloses a mobile electronic business micro-payment scheme based on a trust model. A safe electronic payment is a basis for the further development of a mobile electronic business, a multi-party micro-payment is a principle form of the payment of the mobile electronic business, and a credit mechanism is an assurance for the healthy development of the mobile electronic business. Based on the characteristics of a wireless network and mobile equipment, the defects of the existing credit mechanism are anatomized on the basis of analysis of a mobile electronic business payment model; in combination with the characteristics of the mobile electronic business, the trust model in the mobile electronic business is built; and the mobile electronic business micro-payment scheme based on the trust model is presented, so that the combination of a credit system with the payment scheme is realized to truly and effectively reflect the credit change of a user, the problem of asymmetry of credit information under the environment of the mobile electronic business is improved, a credit risk on the micro-payment of the mobile electronic business is reduced, credit indeterminacy is reduced, and a necessary theoretic and technical basis is provided for the further development of the mobile electronic business and the research and design of the safe payment scheme.

Description

technical field [0001] The invention belongs to the technical field of information security and control and decision-making, and relates to technologies such as security management, access control, control and decision-making, and mobile e-commerce micropayment, and is specifically a mobile e-commerce micropayment scheme based on a trust model, which is applied to mobile E-commerce micro-payment network system security management and security control and other fields. Background technique [0002] Mobile e-commerce integrates the Internet, wireless communication technology and e-commerce, and refers to business activities carried out through mobile terminal devices such as mobile phones, personal digital assistants (PDAs) and notebook computers. In mobile e-commerce, users use mobile devices to buy and sell goods, services and information on the Internet through wireless networks. Although the existing e-commerce services can also be used in the mobile environment, due to t...

Claims

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Application Information

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IPC IPC(8): G06Q20/00
Inventor 朱建明张巍王鲁滨林政章宁
Owner 朱建明
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