Mobile payment security system with wireless data private network physically isolating the Internet

A technology of mobile payment and physical isolation, which is applied in the system field of switching network channels between Internet access channels and secure payment applications. It can solve the problems of high fraud, high terminal requirements, and large infrastructure investment, so as to improve security and ensure security. , the effect of ensuring safety

Active Publication Date: 2017-02-08
龙岩荣创信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

(2) Radio Frequency Identification (RFID) technology has high security, fast speed and large storage capacity, but its infrastructure investment is large, high cost, and terminal requirements are high
Mobile payment tool operating systems and irregular application downloads, phishing websites, and Trojan horse programs frequently appear, seriously affecting the terminal security environment of mobile payment
In addition, if the mobile phone used for near-field payment is lost, the possibility of fraud is extremely high
The security of mobile payment has always been a bottleneck for the rapid promotion of mobile payment
[0019] In addition, there are currently many technical means of duplicating mobile phone SIM cards exposed on the Internet, and the payment business that is only bound to a mobile phone number has a relatively large security risk.

Method used

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  • Mobile payment security system with wireless data private network physically isolating the Internet
  • Mobile payment security system with wireless data private network physically isolating the Internet
  • Mobile payment security system with wireless data private network physically isolating the Internet

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0041] Refer to figure 1 . In a preferred embodiment described below, the wireless data private network physically isolates the mobile payment security system from the Internet, which in turn includes a payment server, a mobile phone number authentication device, a password authentication device, and a mobile payment security data network including those isolated from the Internet. APN or VPDN network connected to the GSN gateway. Application systems including payment servers and authentication devices are built in a mobile payment security data network isolated from the Internet. The payment server establishes accounts, mobile phone numbers, IMSI numbers, and passwords through password authentication devices and mobile phone number authentication devices. The multi-authentication mode of all-in-one binding is connected to the mobile network gateway GSN via the mobile payment secure data network access point name APN dedicated line and / or virtual private dial-up network VPDN de...

Embodiment 2

[0042] Example 2: Mobile phone number binding account function

[0043] figure 1 In the mobile payment security system where the wireless data private network physically isolates the Internet, the system model using the mobile phone number binding function and the mobile phone number binding function system model include GSN equipment and mobile phone number authentication equipment in turn. The mobile phone shuts off the Internet access channel, connects the mobile payment security network, and establishes a communication tunnel with the mobile phone number authentication device. During the establishment of the communication tunnel, when the mobile phone sends a time domain request, the mobile phone sends a time domain session (Session refers to a terminal user The time interval for communicating with the interactive system, usually refers to the time elapsed from logging into the system to logging off the system); GGSN or SGSN first links the mobile network through the access po...

Embodiment 3

[0046] Embodiment 3: Password authentication mode

[0047] Refer to figure 1 . In the above embodiment 1, the mode of password authentication includes a digital password, or a biological password such as fingerprint, face or pupil, and so on. Password authentication can be a single form such as a number, or it can be a superposition of multiple forms. Such as numbers and fingerprints.

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PUM

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Abstract

The mobile payment security system proposed by the present invention is a wireless data private network physically isolated from the Internet, which aims to provide a mobile payment security system with strong interactivity, which can avoid Internet intrusion, payment information is not easy to be stolen by Trojan horses, and intranet data transmission is safe and reliable Internet access, mobile payment security system that prevents SIM cards from being copied. The present invention is realized through the following technical solutions: the application system including the payment server and authentication equipment is built in a mobile payment security data network isolated from the Internet, and the mobile payment security data network link is isolated from the Internet and connected to the GSN mobile gateway APN network or VPDN network, the payment server establishes four-in-one binding multi-authentication of account, mobile phone number, IMSI number, and password through the password authentication device and mobile phone number authentication device; After disconnecting the Internet access channel and physically isolating the Internet successfully, the graphic verification code information exchange is performed with the mobile payment server through the base station.

Description

Technical field [0001] The invention relates to a system for building a mobile payment security application system for a wireless data private network physically isolated from the Internet, ensuring information and transaction security, and realizing a switching network channel between the Internet access channel and the security payment application on a mobile terminal. Background technique [0002] Mobile payment is a combination of mobile network and financial system, using mobile communication network as a tool and means to realize mobile payment, providing customers with financial services such as commodity transactions, payment, and bank account management. The mobile payment system establishes a payment account bound to the mobile phone number for each mobile phone customer, and the customer can transfer and pay cash through the mobile phone. The mobile terminal used for mobile payment can be a cell phone, PDA, mobile PC, etc., and its means include cell phone short messag...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04W12/06G06Q20/32G06Q20/38
CPCG06Q20/3229G06Q20/325G06Q20/425G06Q20/326H04W12/35H04W12/03H04W12/47H04W12/72H04W12/77H04W12/068H04W12/102H04W12/121
Inventor 朱雄关刘晓岩
Owner 龙岩荣创信息科技有限公司
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