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Mobile device and authentication method for mobile payment system

一种移动装置、移动支付的技术，应用在支付体系、支付体系结构、传输系统等方向，能够解决使用者损失等问题

Active Publication Date: 2015-02-11
WISTRON CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, when there is no protection mechanism in the mobile device, if the user loses the mobile device, it may be easily carried out by a malicious person through the lost mobile device to carry out electronic transactions, or if an illegal client uses the In the case of the unprotected, electronic transactions are secretly carried out through mobile devices without protection mechanisms, which will cause great losses to users.

Method used

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  • Mobile device and authentication method for mobile payment system
  • Mobile device and authentication method for mobile payment system
  • Mobile device and authentication method for mobile payment system

Examples

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Embodiment Construction

[0029] Please refer to figure 1 , figure 1 It is a schematic diagram of a mobile payment system 10 according to an embodiment of the present invention. figure 1 A server 100, a client 102, and a mobile device 104 included in the mobile payment system 10 are shown, while technologies well-known in the art such as the architecture of the mobile communication network or network topology are omitted for the sake of brevity. . In the mobile payment system 10 , the user can communicate with the client terminal 102 through the mobile device 104 and complete electronic transactions, such as payment of consumption amount. Specifically, the mobile device 104 is pre-stored with identification data related to the user generated by the server 100. When conducting electronic transactions with the client 102, the mobile device 104 communicates with the client 102 through a communication medium COM1. After receiving the activation signal related to the electronic transaction from the clien...

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Abstract

A mobile device is utilized for a mobile payment system. The mobile device includes an identity module for storing an identity data; a communication module for communicating with a client and receiving a start signal to generate a notification signal; a processing module for executing an application program to obtain an authentication information according to the notification signal and determining whether the authentication information is legal according to a checking information to generate a switching signal; and a switching module for determining whether to connect the communication module and the identity module according to the switching signal; wherein the communication module reads the identity data stored in the identity module to obtain an identity result according to a conduction of the switching module, and transmits the identity result to the client.

Description

technical field [0001] The invention relates to a mobile device and a verification method, in particular to a method for ensuring the security of the mobile device used in a mobile payment system. Background technique [0002] With the increasing popularity of non-cash transactions, various innovative electronic commerce (e-commerce) payment systems have recently been developed, such as credit cards, debit cards, stored value cards, digital wallets, electronic cash, mobile payment (mobile payment) system and electronic check, etc. Among them, due to the rapid popularization of mobile devices (such as smart phones), the mobile payment system that executes electronic transactions through mobile devices is one of the hot topics recently. [0003] In the mobile payment system, the user transmits identification information to the client through the mobile device, such as personal identity information, bank information and other identification information to the client, and the c...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/06G06Q20/32G06Q20/38
CPCG06Q20/3227G06Q20/3229G06Q20/3278G06Q20/409
Inventor 吴通明
Owner WISTRON CORP