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Service processing method and system for a self-service terminal

A self-service terminal and business processing technology, which is applied in the complete banking system, complete banking system, cash withdrawal in ATMs, etc., can solve the problems of increasing the possibility of leaking secrets, reducing user experience, and increasing time, etc. The effect of enhancing user experience

Active Publication Date: 2018-12-11
SHENZHEN YIHUA COMP +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the embodiment of the present invention is to provide a self-service terminal business processing method and system, aiming at solving the problem that the existing method of preventing the cardholder from forgetting the bank card in the CRS after withdrawing money will bring great inconvenience to the user's business handling. Inconvenient, greatly increasing the time for users who need to handle multiple businesses at one time, increasing the possibility of leaks and reducing the user experience

Method used

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  • Service processing method and system for a self-service terminal
  • Service processing method and system for a self-service terminal
  • Service processing method and system for a self-service terminal

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Embodiment Construction

[0049] In order to make the object, technical solution and advantages of the present invention more clear, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0050] figure 1 It shows a self-service terminal business processing method provided by the embodiment of the present invention, which is characterized in that it includes:

[0051] In S101, when the user handles the withdrawal / transfer business with the card, calculate the security evaluation value of this business according to the risk index.

[0052] In this embodiment, before S101, it also includes: detecting whether the cardholder has successfully withdrawn cash before handling this business; ; If not, enter the normal business process.

[0053] In this embodiment, the risk indicator inc...

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PUM

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Abstract

The invention relates to the technical field of self-service terminals, and specifically, a service processing method for use in a self-service terminal. The method comprises: when a user uses a card to perform cash withdrawal / transaction service, computing, according to a risk indicator, a security evaluation value of the present service; determining whether the security evaluation value exceeds a preconfigured threshold; if so, entering a normal service processing flow; if the security evaluation value is less than or equal to the preconfigured threshold, performing user identity verification; if the verification passes, continuing to process the service flow until flow completion; and if the verification fails or verification timeout occurs, terminating the present service processing flow. The method reduces a fund security risk of a user account, and facilitates a user to operate the terminal, enhancing user experience.

Description

technical field [0001] The invention belongs to the technical field of self-service terminals, and in particular relates to a service processing method and system of a self-service terminal. Background technique [0002] CRS (Cash Recycling System, automatic cyclic deposit and withdrawal machine), also known as automatic deposit and withdrawal machine, is a highly sophisticated mechatronics device. CRS uses magnetic card code cards or smart cards to realize self-service financial transactions, replacing the work of bank counter staff; it can withdraw cash, make cash deposits, check account balances, and transfer funds between accounts. Cardholders can use credit cards or debit cards on ATMs to handle automatic withdrawals, balance inquiries, transfers, cash deposits, and password changes based on passwords. The emergence of automatic teller machines has brought a lot of convenience to people, but there are certain security risks when a large number of automatic teller machi...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00
CPCG07F19/20G07F19/203G07F19/209
Inventor 谢卫平王庆华王光华谢兴锋杨全领黄以光
Owner SHENZHEN YIHUA COMP
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