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NFC payment method and device

A payment system and payment request technology, applied in the payment system, payment system structure, data processing applications, etc., can solve problems such as user property theft, achieve the effects of improving user experience, optimizing user experience, and ensuring property security

Inactive Publication Date: 2016-12-07
BEIJING XIAOMI MOBILE SOFTWARE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The NFC payment of the related technology has potential safety hazards. When a credit card for password-free payment is stored in the mobile device, it is easy to cause the user's property to be stolen.

Method used

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  • NFC payment method and device
  • NFC payment method and device
  • NFC payment method and device

Examples

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Embodiment Construction

[0076] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present invention. Rather, they are merely examples of apparatuses and methods consistent with aspects of the invention as recited in the appended claims.

[0077] Figure 1A It is a flowchart of an NFC payment method shown according to an exemplary embodiment, Figure 1B is a schematic diagram of an NFC payment system shown according to an exemplary embodiment, Figure 1C It is an application scenario diagram of an NFC payment method shown according to an exemplary embodiment; the NFC payment method can be applied to mobile devices (for example: s...

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PUM

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Abstract

The invention relates to an NFC payment method and device. The method comprises that when a payment request sent by a POS device is detected, target bank card information in ESE is displayed in an electronic wallet interface; when a target bank card exciting operation triggered by a user according to the target bank card is received, an identity verification message is generated; if secret key information input by the user according to the identity verification message is detected, whether the user has an authority to excite the target bank card is determined according to the secret key information; and if the user has the authority to excite the target bank card, the target bank card is excited so that the POS device realizes payment via the target bank card. Thus, a balance car can search for a target parking point automatically for parking effectively, the problem that parking of the balance car needs participation of humans in the related art is solved, and the using experience of the balance car is improved.

Description

technical field [0001] The present disclosure relates to the technical field of electronic payment, in particular to an NFC payment method and device. Background technique [0002] With the development of the mobile Internet, users are becoming more and more accustomed to using electronic payment to complete various Internet transactions, and electronic payment has become an indispensable payment method in people's lives. Near Field Communication (NFC) payment is a very important payment method in electronic payment. In related technologies, when a mobile device supporting NFC payment detects a radio frequency signal sent by a point of sales (Point Of Sales, POS) device, it can directly push the bank card information in the embedded secure element (Embedded Secure Equipment, ESE) to POS equipment realizes electronic payment. The NFC payment of the related technology has potential safety hazards, and when a credit card for password-free payment is stored in the mobile devic...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/20G06Q20/32G06Q20/34G06Q20/40
CPCG06Q20/3278G06Q20/20G06Q20/341G06Q20/4014G06Q20/40145
Inventor 冯超杨晓星杨冬东
Owner BEIJING XIAOMI MOBILE SOFTWARE CO LTD
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