Card-wiping electronic payment apparatus based on digital television terminal and remote controller and method thereof

Abstract

The invention provides a card-wiping electronic payment apparatus based on a digital television terminal and a remote controller and a method thereof. The apparatus comprises a digital television set top box client, the remote controller, a network and an electronic bank payment system. The digital television set top box client is provided with a bluetooth receiving head. The remote controller comprises a magnetic strip card swiping module, a card reading magnetic head safety encryption module, an information packet safety encryption module, a keyboard number key value mode switching module, a keyboard module, a microprocessor, an infrared communication module and a bluetooth communication module. The microprocessor adopts a double-processor module according with a PBOC3.0 safe standard and the information packet safety encryption module adopts a financial security control which passes through detection of a Chinese people bank card detection center. By using the method, safe and electronic payment of the user is realized. The apparatus and the method have advantages that a magnetic strip card information reading magnetic head safety encryption mode is used, and one machine with one password is ensured; a national PBOC3.0 intelligent card terminal machine standard requirement is satisfied; and all offline electronic payment of an IC card even if a person stays at home can be realized.

Description

Technical field [0001] The invention relates to a remote control device and method, in particular to a card swiping electronic payment device and method based on a digital television terminal and a remote control. Background technique [0002] Digital TV is the focus of the development of digital consumer electronic information products on a global scale, and it has become a hot spot for broadcasting, telecommunications, and Internet operators. At present, most of the digital TV systems have completed the two-way digital transformation, gradually realizing the integration of the three networks and entering the new media era. [0003] After the integration, radio and television operators provide end users with more and updated value-added services, such as video-on-demand, Internet access, data-on-demand, online shopping and so on. While providing services, electronic payment is the most important technical issue among the many problems of radio and television operators. Traditiona...

AI Technical Summary

Problems solved by technology

Its security controls for financial bank cards, including encryption logic, passwords and encryption algorithms, have not passed the inspection of the Card Security Testing Center of the People's Bank of China after inspection, do not meet the security standards, and cannot guarantee the security of financial data

Moreover, the card reading head is not equipped with a security structure control, which cannot guarantee one machine and one secret, posing a potential risk of being cracked

[0006] 2. The encryption module is solidified into the set-top box through middleware, causing each type of set-top box to be fixed with a different version of the encryption module, which weakens the versatility of the encryption module

[0007] 3. The password input is realized on the TV screen through the option key, which does not meet the standard requirements of the People's Bank of China for the confidentiality and safety of financial equipment, and may easily cause financial data leakage

[0008] 4. Communicate with digital set-top boxes through infrared communication. Encrypted information is easy to be intercepted, the connection distance is short and the sensing range is limited. The infrared transmission characteristics cannot guarantee the one-to-one fixed pairing between the set-top box and the remote control, and cannot guarantee the security of the financial card.

[0009] 5. Not in conformity with the provisions of the PBOC3.0 of the head office of the People's Bank of China

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