Convenient money depositing and withdrawing system and method

Abstract

The invention discloses a convenient money depositing and withdrawing system. The system comprises a bank server port and a client port; the bank server port further stores a user voiceprint module, auser image module, a semantic recognition module and a control module; the client port is provided with a face recognition system and a voice recognition system; a client is further provided with a face model extraction module connected with the face recognition system, and a voiceprint extraction module and a semantic recognition module connected with the voice recognition system; the face modelextraction module and the voiceprint extraction module are both connected with the control module in the bank server port; and the user voiceprint module, the user image module and the semantic recognition module are connected with the control module. The system and a method are based on the interaction of the face recognition system and the voice recognition system, wherein the face recognitionsystem is applied to the binding of a user name; the voice recognition system is applied to the password verification; by reducing and updating money depositing and withdrawing mediums and processes,the problem that a person do not know how to use self-service equipment, do not carry a bank card or forget a password in the background technology is solved; and the system is convenient and quick, is high in security and high in confidentiality, and is suitable for people of all ages.

Description

technical field [0001] The invention relates to a banking business handling system and method, in particular to a convenient deposit and withdrawal system and method. Background technique [0002] In real life, when you go to the bank to handle deposit and withdrawal business, you not only need to use bank cards and other credentials, sometimes the operation process is cumbersome, and problems such as loss of bank card, forgotten password, inability to self-service deposit and withdrawal, and long queues at the window often occur. . What's more serious is that at present, many bank window services are aimed at businesses with large amounts, and businesses with small amounts need to be operated through self-service equipment inside and outside the bank, which has brought great troubles to middle-aged and elderly people. There are bank staff to guide, but because the middle-aged and elderly people are unfamiliar with the self-service equipment, the operation is slow, which no...

AI Technical Summary

Problems solved by technology

[0002] In real life, when you go to the bank to handle deposit and withdrawal business, you not only need to use bank cards and other credentials, sometimes the operation process is cumbersome, and problems such as loss of bank card, forgotten password, inability to self-service deposit and withdrawal, and long queues at the window often occur.

What's more serious is that at present, many bank window services are aimed at businesses with large amounts, and businesses with small amounts need to be operated through self-service equipment inside and outside the bank, which has brought great troubles to middle-aged and elderly people. There are bank staff to guide, but because the middle-aged and elderly people are unfamiliar with the self-service equipment, the operation is slow, which not only affects the efficiency of business processing, but also prone to card swallowing and locking, which is extremely inconvenient

[0003] In addition, as smart phone payment becomes more mature and convenient, many young people only carry their mobile phones with them when they go out without bank cards or cash. Once the mobile phone runs out of power or has no signal, it is difficult to carry out payment operations, which not only delays itinerary, and it will cause a lot of trouble

Images