Supply chain finance implementation method and control system based on block chain double-chain structure

Abstract

The invention provides a supply chain finance realization method and a control system thereof based on a block chain double-chain structure, which adopts the block chain double-chain structure, namely, the generation process information of financing assets is recorded through an asset chain, including key state information such as order generation, warehousing change, logistics transportation, order signing-in and the like; the entire financing process information of the financing assets is recorded through the capital chain, including notes, asset ownership circulation, factoring services andother information, so that participants can trace the original information generated by the assets, reduce investment and financing risks, reduce human and material costs. In addition, the cross-validation of asset generation information and asset flow information, combined with the identity information and transaction content of participants, together are used as the basis for risk control and credit granting of financial institutions to promote the rapid operation of funds and business development. At the same time, the double-chain structure of asset chain and fund chain is adopted, whichis convenient for the administrator to set the authority and improves the security and confidentiality of the data.

Description

technical field [0001] The present invention relates to the technical field of financial data processing, in particular to a supply chain financial implementation method and a control system based on a blockchain double-chain structure. Background technique [0002] With the increasingly fierce market competition, many enterprises are facing the pressure of capital turnover, especially small and medium-sized enterprises may not be able to continue their normal operations due to the inability to pay for goods immediately or the period for receiving payment for goods is too long. Usually, enterprises will take loans from banks to ease financial pressure. Compared with the powerful large state-owned enterprises, the development of small and medium-sized enterprises is unstable, and more bankruptcies occur. In the absence of collateral, credit records and transaction certificates, small and medium-sized enterprises have high loan risks, so banks are rarely willing to grant loan...

AI Technical Summary

Problems solved by technology

The confirmation of the authenticity of supply chain financing assets currently mainly relies on a large number of manual offline investigations and visits, which is inefficient and cannot guarantee the effect, and there is still a risk of fraud

All in all, this single-chain structure has the problems of insufficient storage data, unclear data sources, and low credibility

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