Gateway system for telecommunication stage payment and settlement

Abstract

The present invention discloses a carrier-class payment settlement gateway system comprising a channel management module, a unification payment gateway, a settlement management module, an account management module, a product management module and a system management module, and channel access, user payment and channel settlement of the system are completed by all the modules together; the system establishes a perfect channel price management system, introduces a differentiated discount competitive mechanism between different marketing channel operators, and realizes a flexible pricing strategy for operators and an effective encouraging policy for marketing channel operators by using the leveraging advantages of discount prices; the system is beneficial to extend sale channels and enlarge business, to flexibly develop sales missions, to improve business income and client satisfaction for the operators, and realizes the function of a mobile information expert as a partner or an assistant in the working, studying and the life of users.

Description

technical field [0001] The invention relates to the technical field of gateways, in particular to a telecom-level payment and settlement gateway system. Background technique [0002] With the continuous development of communication technology, the sharp increase in the number of users, and the rapid growth of business, the telecommunications market has increasingly formed a multi-party game pattern. The original marketing system is becoming more and more difficult to meet the growth of business, and the contradiction of channel construction is becoming more and more prominent. [0003] The existing telecommunications operation billing system uses periodic reports for channel settlement, which can only achieve a single way of user payment and marketing price, and cannot meet the real-time access to operators through multiple channels and the payment of users in multiple ways. As well as the need for flexible pricing and channel settlement, it is not conducive to the developm...

AI Technical Summary

Problems solved by technology

[0006] It is mainly for the payment and settlement of communication bills, customized services and agency services in various business halls, and has weak support for operation-level channel management capabilities, multiple channel settlement capabilities, and multiple user payment methods;

[0007] 2. Single payment method

[0008] After the user consumes the business, a consumption record is generated in the billing system, and the user's phone charges are deducted according to the consumption record. With the development of telecommunication services, the types of consumption fees in the billing system will greatly increase, and the billing system will be transformed. Brings great pressure; the data service consumption fee and the voice communication fee are all settled by deducting the user's phone fee, and the user has unclear consumption details;

[0009] 3. Cannot meet the needs of rapid business development

[0011] 4. Lack of flexible marketing for different prices in different channels

[0012] At present, in the business support system, the price management system for sales channels cannot be well realized, that is, the business support system cannot realize the management of differentiated discount prices among sales channel vendors, so it is impossible to realize flexible marketing strategy formulation, and Implementation of incentive policies for sales channel providers

[0013] Therefore, the development of sales channels of telecom operators is an important part of the integration of the entire industry value chain. Among them, the ability to support multi-channel payment and settlement is particularly important. At the same time, the number of users and business volume of telecom operators are increasing exponentially. The structure of the support system mainly focuses on completing the deduction and billing of users. The existing business operation support system lacks support for multiple payment methods and multiple channel settlements. There is an urgent need for a payment and settlement gateway that can quickly meet the needs of its business development. , providing high-performance, high-reliability payment and settlement support capabilities

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