Channel access system

A technology for accessing systems and channels, applied in payment architecture, instruments, data processing applications, etc., to facilitate management and maintenance

Inactive Publication Date: 2016-12-07
通联支付网络服务股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In order to realize rich payment methods and meet the different payment needs of cardholders, third-party payment companies need to access various payment channels. Since Internet payment and mobile payment do not have a unified access organization and regulations, each payment channel provides There are large differences in the payment interfaces of various payment channels. In order to meet the rapid access of front-end payment products, third-party payment companies need to shield the interface differences of various payment channels. Therefore, a channel access system is urgently needed

Method used

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  • Channel access system

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Embodiment Construction

[0012] Below in conjunction with specific embodiment, further illustrate the present invention. It should be understood that these examples are only used to illustrate the present invention and are not intended to limit the scope of the present invention. In addition, it should be understood that after reading the teachings of the present invention, those skilled in the art can make various changes or modifications to the present invention, and these equivalent forms also fall within the scope defined by the appended claims of the present application.

[0013] Embodiments of the present invention relate to a channel access system, such as figure 1 As shown, it includes: the transaction front-end module, which is used to pre-process the transaction request of the access party, business processing, channel exchange and transaction process control; the communication front-end module integrates basic communication services, and the supported communication methods are: HTTP / HTTPS, ...

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Abstract

The invention relates to a channel access system comprising: a transaction prepositioned module for preprocessing of an access party transaction request, service processing, channel exchange and transaction flow control; a communication prepositioned module integrated with a basic communication service; a task scheduling module for providing timed task configuration management, batched task management and task scheduling control for transaction and operation tasks; a message service module for producing various kinds of messages, persisting messages, creating a message sending task and sending the messages; and a channel prepositioned module responsible for access to all back-end banking channels and technical management. The channel access system can shield transaction interface differences among various payment channels such as banks, Unionpay, third party accounts and the like, and provides a uniform payment access interface and specification for a payment core system and a payment gateway.

Description

technical field [0001] The invention relates to the technical field of comprehensive payment, in particular to a channel access system. Background technique [0002] With the rapid development of network technology, the Internet and mobile Internet have become an inseparable link in people's daily life. Under the background of the rapid development of e-commerce based on the Internet platform, the transaction scale and market share of online payment have entered a stage of rapid development. track. Internet payment business is a new payment trend besides traditional cash payment and bank card payment. Together with mobile payment, it constitutes the most important business form of future payment, with good development prospects and huge market space. [0003] In order to seize the payment market, third-party payment companies continue to develop and innovate payment services, and introduce various new payment modes, such as account payment, fast payment, IC card contactless...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/16G06Q20/08
CPCG06Q20/0855G06Q20/16
Inventor 王垒张宁宝祝剑峰邓钊君王魁徐光荣薛源汤博文李冬雪殷坤邱荷叶毕苗苗诸燕青
Owner 通联支付网络服务股份有限公司
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