Method for realizing credit sale risk management control by utilizing enterprise resource management system

A technology for enterprise resource management and system implementation, applied in the direction of resources, data processing applications, instruments, etc., can solve problems such as increased raw material and labor costs, difficult corporate credit status, and difficulty in collecting payments, and achieves increased sales revenue and profit, expanded The scope of credit sales and the effect of flexible credit risk control

Inactive Publication Date: 2017-05-31
TAIYUAN IRON & STEEL GROUP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] Most of the traditional processing, manufacturing and trading industries are faced with overcapacity, slow growth in demand, increased cost of raw materials and labor, homogeneous products and similar sales models have caused fierce market competition and brought huge operating pressure to enterprises. How to expand sales scope 、Increasing income and profit is the primary issue for the survival and development of every enterprise
Credit sales is undoubtedly a very effective means, but at present, it is difficult to uniformly

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0035] 1. Collect and sort out basic credit-related information of customers through credit survey forms or by purchasing credit reports from third-party professional companies;

[0036] 2. Check and review the data accuracy of various information sources to ensure the completeness and accuracy of the customer's basic credit data, and provide original data support for subsequent credit ratings;

[0037] 3. Check whether there is a suitable credit rating model for customers with complete basic information collection, and create a new rating model if not;

[0038] 4. Select a rating model and rate the customer based on the basic information, and publish the final rating result after the review is passed;

[0039] 5. Apply for a corresponding credit line for the customer based on comprehensive factors such as rating grade, customer credit record, and trade scale, and issue the line after approval;

[0040] 6. Set the corresponding relationship between products, customers and pay...

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PUM

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Abstract

The invention discloses a method for realizing credit sale risk management control by utilizing an enterprise resource management system. The method comprises the following steps of (1) constructing a customer credit risk level evaluation system; (2) performing distribution and use of client funds and credit lines; and (3) performing risk control and early-warning monitoring under the constraint of payment terms. According to the method, functional expansion in the aspects of client credit information collection, credit rating, credit line distribution, order signing and delivery control, incoming money distribution, returned money settlement, credit overlimit risk alarming and the like is performed in a standard system; functional support of the whole business process, from order signing to settlement completion, of a credit sale business, and check and control management of key nodes are realized; and an information technology solution is provided for carrying out credit sale businesses and risk management control in conventional processing manufacturing and trade industries.

Description

technical field [0001] The invention belongs to the field of computer applications. Background technique [0002] Most of the traditional processing, manufacturing and trading industries are faced with overcapacity, slow growth in demand, increased cost of raw materials and labor, homogeneous products and similar sales models have caused fierce market competition and brought huge operating pressure to enterprises. How to expand sales scope , Increasing revenue and profit is the primary issue for the survival and development of every enterprise. Credit sales is undoubtedly a very effective means, but at present, it is difficult to uniformly and effectively evaluate the credit status of domestic enterprises, and the use of bank credit or third-party professional credit institutions will increase the cost of enterprises, and the sales volume brought about by credit sales will increase. At the same time, it also brings difficulties in repayment, and even a huge risk of bad debt...

Claims

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Application Information

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IPC IPC(8): G06Q10/06
CPCG06Q10/0635
Inventor 葛宝骞雷咏梅陈浩然段丽娜乔艳华王志峰
Owner TAIYUAN IRON & STEEL GROUP
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