Intelligent POS machine with electronic signature function, transaction system and transaction method

Abstract

The invention discloses an intelligent POS machine with an electronic signature function, a transaction system and a transaction method, and relates to the field of intelligent POS machines. The intelligent POS machine comprises a card reader, a processor, a touch screen and a communication module, wherein the card reader and the touch screen are both connected with the processor. The transaction system comprises the intelligent POS machine and a third party transaction system. The third party transaction system comprises an acquiring bank and a card issuing bank. The transaction method comprises that the processor drives the touch screen to pop up a signature box, and a cardholder signs with a finger on the touch screen; the touch screen captures the signature of the cardholder and generates data to the processor; the processor drives the touch screen to display a signature track chart, and the user clicks for confirmation after the signature is completed; and the processor generates a signed electronic purchase order with the transaction data and the signature data and displays the result on the touch screen. According to the invention, a signature can be signed on the touch screen with the finger, the electronic purchase order is generated, and the problem that electronic purchase orders are inconvenient in use and management is solved.

Description

technical field [0001] The invention relates to the field of intelligent POS machines, in particular to an intelligent POS machine with an electronic signature function, a transaction system and a transaction method. Background technique [0002] China UnionPay stipulates that the bank card transactions on POS machines, such as consumption, pre-authorization, and consumption cancellation functions, must print a purchase order. The purchase form contains the transaction information such as transaction type, time, amount, issuing bank, acquiring bank, Card number, merchant name, etc., there are two copies of the purchase order, one is signed by the cardholder, and the merchant has a stub. The merchant and the acquiring bank confirm whether to accept the transaction and make payment through the cardholder's signature. The other copy is held by the cardholder, without signature, as a voucher for this transaction. Therefore, during the transaction process of all POS machines, it...

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to overcome the above-mentioned deficiencies in the background technology, to provide an intelligent POS machine with electronic signature function, a transaction system and a transaction method, which can realize finger signature on the touch screen, and generate an electronic purchase order, and solve the problem of electronic signature. Inconvenient use and management of purchase orders

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