Financial payment terminal activation method and system thereof

Abstract

The invention provides a financial payment terminal activation method and a system thereof. The system comprises a payment terminal and an intelligent IC card. A root certificate is stored in the payment terminal. A working certificate and a corresponding private key are stored in the intelligent IC card. The method comprises the steps of acquiring an instruction by the payment terminal, wherein the instruction is input by an operator, and transmitting the instruction to the intelligent IC card which is connected with the payment terminal; if the intelligent IC card verifies passing of the instruction, releasing protection to the stored private key; verifying the intelligent IC card in a digital signature manner by the payment terminal according to the root certificate, and if verifying ispassed, allowing activation of the payment terminal. The financial payment terminal can effectively verify and track operator identity under a precondition of ensuring operation safety, and furthermore realizes high convenience in a verifying process. Furthermore the financial payment terminal activation method has advantages of high convenience in carrying and small size. Additionally, management cost and maintenance cost can be remarkably reduced.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to a method and system for activating a financial payment terminal. Background technique [0002] Financial payment terminals, such as POS terminals, have relatively strict requirements on their security management. In order to prevent the terminal from being secretly installed with wiretapping devices inside the POS terminal by illegal personnel, it is necessary to change the behavior of the terminal from "disassembled state" to "normal use state" Carry out strict restrictions, and generally only allow personnel designated and trusted by the POS terminal manufacturer (such as customer service) to perform related operations. [0003] The POS terminal turns from the dismantling state (installing a bug generally requires dismantling the POS machine) to the "normal use state" at last. This conversion process is called "activation" operation by the POS terminal manufacturer. In order ...

AI Technical Summary

Problems solved by technology

[0005] (1) For the way of using password password for identity verification, the main problem is that the password is difficult to keep

Due to the large number of POS terminal customer service operators, it is difficult to implement if the passwords are different. The POS terminal cannot use different passwords for each different customer service operator, and the operation is more complicated; Everyone knows the password, but management responsibilities are not clear, and finally the password becomes an open secret known to everyone

Moreover, according to the requirements of relevant security regulations, if POS terminals use passwords to implement identity verification, it is possible that the passwords and passwords of each POS terminal are different, which will bring great inconvenience to the production and management of POS terminals;

[0006] (2) For the method of identity verification using a computer or a dedicated activation terminal, since the computer or activation terminal is usually large in size, it is very inconvenient for customer service personnel to come to repair; and each customer service personnel must be equipped with a computer or dedicated terminal, The cost is also higher

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