The present disclosure provides a harness adjustment system that may be used in various applications including backpacks, windsurf harnesses, kite-board harnesses, mountain climbing harnesses, utility harnesses, backpack shoulder straps, tie-down straps, and various belts for numerous applications. The harness adjustment system includes a first webbing strap, a winding reel, a cable tension member, and a strap lock. The winding reel is secured to a first portion of the strap. The cable is interconnected between a second portion of the strap and the winding reel. The cable loops from the strap to the reel such that winding of the reel retracts the cable to pull the second portion of the strap toward the first portion. The lock is coupled to the first strap second portion. The lock is selectively engageable with the second portion of the strap to relieve tension from the cable. Both cam and plate locks are disclosed.