Credit recording system and method based on block chain

A recording system and blockchain technology, applied in the direction of instruments, electrical digital data processing, digital data protection, etc., can solve problems such as the inability to realize multi-node joint storage of data, achieve flexible and diverse applicable scenarios, reduce complexity, and ensure privacy sexual effect

Active Publication Date: 2017-03-08
CENTRIN DATA SYST
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this method has the following disadvantages and deficiencies: (1) The system formed by this method is not a distributed decentralized system; (2) The data provider is separated from the function of supporting the third party, and the effect of multi-node joint data storage cannot be achieved

Method used

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  • Credit recording system and method based on block chain
  • Credit recording system and method based on block chain

Examples

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Embodiment Construction

[0026] Embodiments of the present invention are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals designate the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary and are intended to explain the present invention and should not be construed as limiting the present invention.

[0027] First, please refer to figure 1 , as a non-limiting example, the blockchain-based credit recording system of the present invention includes: multiple user terminals connected to the blockchain, and these user terminals are in the distributed general ledger network formed by the blockchain. Peer-to-peer, its operators can include individuals, schools, enterprises, government agencies, financial institutions, and transportation agencies, etc. These user terminals will share their respective information such as test transcrip...

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Abstract

The invention discloses a credit recording system and method based on a block chain. The credit recording system comprises a plurality of user terminals which are connected to the block chain and used for acquiring and verifying credit data, wherein each user terminal is installed with an encryption module for encrypting target credit data to be transmitted to form encrypted credit data, a communication module for transmitting the encrypted credit data together with the block chain, and a storage module for storing the target credit data of the user terminal and other encrypted credit data transmitted by the block chain. The credit data are wide in sources, independent, reliable and real; the cleaning and sieving complexity of the credit data are lowered greatly; and the credit recording system and method have flexible and diverse application scenes and high extensibility.

Description

technical field [0001] The invention relates to the field of personal credit investigation, in particular to a credit recording system and method. Background technique [0002] The personal credit system is the basis for commercial banks and other credit institutions to carry out personal consumption credit business. Personal credit consumption has unique social and economic functions. National personal credit consumption plays a fundamental and core role in my country's consumption system. It plays an important role in improving consumers' living conditions, promoting the realization of commodity value, and increasing the profit rate of enterprises. economic role. Therefore, establishing a perfect personal credit system is an important guarantee for the development of my country's credit economy. [0003] With the continuous development of the Internet, the information technology level of corporate credit agencies will become higher and higher, and online services based on...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F21/64G06F21/60
CPCG06F21/602G06F21/64
Inventor 王宝兴
Owner CENTRIN DATA SYST
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