Data processing method and device for risk control system and electronic equipment
A data processing and data technology, applied in the field of financial technology, can solve problems such as the impact of risk control systems, reduce maintenance costs, reduce processing work, and ensure the effect of risk control and timeliness.
Pending Publication Date: 2021-06-04
WEBANK (CHINA)
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Problems solved by technology
[0005] This application provides a data processing method, device and electronic equipment for a risk control system, which are used to solve the problem of using massive data provided by various data sources directly as the posted source data of the risk control system in the prior art. Technical issues that are more challenging or even cause serious negative impacts
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[0084] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary embodiments do not represent all implementations consistent with this application. Rather, they are merely examples of methods and apparatus consistent with aspects of the present application as recited in the appended claims.
[0085] The terms "first", "second", "third", "fourth", etc. (if any) in the description and claims of this application and the above drawings are used to distinguish similar objects and not necessarily Describe a specific order or sequence. It is to be understood that the data so used are interchangeable under appropriate circumstances such that the embodiments of the application describe...
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The invention provides a data processing method and device for a risk control system and electronic equipment. The data processing method comprises the steps of firstly obtaining first data provided by different target data sources and related to a plurality of risk control objects, then judging the data type of the first data, and numeralizing the first data according to the data type to determine second data to obtain a target data set; and finally, according to a preset dimension reduction algorithm, determining the similarity between each target data set and a preset data set, so that the risk control system determines source sticking data from the target data sources according to each similarity, effectively discriminates the data redundancy condition provided by each target data source based on the similarity, determines the source sticking data required by the risk control system, and improves the risk control efficiency. The processing work of the risk control system on mass data when implementing the risk control strategy is reduced, the risk control effect and timeliness of the risk control system are guaranteed, the maintenance cost of the risk control system can be effectively reduced, and the risk control system can effectively precipitate the data to form a data sharing mechanism.
Description
technical field [0001] The present application relates to the technical field of financial technology (Fintech), in particular to a data processing method, device and electronic equipment for a risk control system. Background technique [0002] With the rapid development of computer technology and Internet technology, financial technology (Fintech), as a product of the deep integration of finance and technology, is currently becoming a hot spot for innovation and development in the financial industry. In addition, today's small and micro enterprises account for more than 70% of the total number of enterprises, and more and more small and micro enterprises have emerged as the times require. For financial institutions, it is necessary to build a corresponding risk control system for each small and micro enterprise based on big data, and implement corresponding risk control strategies for each small and micro enterprise through the risk control system. [0003] However, with t...
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Login to View More IPC IPC(8): G06Q10/06G06Q40/00
CPCG06Q10/0635G06Q40/00
Inventor 颜超赵焕胜
Owner WEBANK (CHINA)